Law Q&A » Credit Card Fraud

Fraudulent activity discovered 2 years later, recourse?

Legal Information — Wed, 18 Aug 2010 20:59:03 +0000

Someone fraudulently transferred money from a credit card into another account. This was discovered by chance 2 years later. What is our recourse to have the credit card company reimburse this amount. The balance transfer was not authorized.

He took it ALL, I was recently engaged..

Legal Information — Wed, 31 Mar 2010 19:59:59 +0000

I was recently engaged to a guy the convinced me into helping him open a company. Long story short, he lied stole $ and ruined my credit. He opened credit accounts using my ss # and never paid them, accessed bank accounts and wrote check signing on my behalf. All without me knowing. After finding out I kicked him out of my house ( which I later lost trying to regain my financial footing) he took ALL the product and material moved it to a different warehouse, changed owner title in vehicles that I paid for… WHERE do I start???

fraud, bank hold

Legal Information — Tue, 16 Mar 2010 17:07:17 +0000

Hi
I’ve been with a bank for seven years. I deposit a check in my account for 14270.00 from my insurance company because my car was totaled with me and my husband name on it. The check cleared and I was utilizing my account. A couple of days later I decided to add my husband on to the account and a week later my account was on hold and I wasn’t notified. I was in the market with a cart full of food when the clerk told me my card was declined. I called the bank and they told me that my account was frozen because of fraud. When I finally spoke with security they told me my husband owed 5900.00 and that was the reason my account was on hold. Keep in mind my entire account was on hold which was a total of 14,500.00. My entire account was on hold and I was left the weekend with no funds. I couldn’t pay my mortgage and the bills that I previously paid through my account was returned and slapped with fees. I was then told to come in and open a new account without my husband on it and the money will be transferred over and I did. Again I was utilizing my new account. Well a week later it happened again and this time they are telling me because the check was written out in both our names they can take 5900.00, which is owe to them by my husband.
After I spoke to my husband he told me eight years ago he did time for bank fraud and is paying restitution every month. I called the bank back and she told me she needed to speak with his PO and the US court system to verify that he was paying. Well they spoke to both parties and paper work was sent over to them. At this time they still have my money on hold and are giving me the run around and the crazy part after paying restitution for some time he only owes 291.00. They have yet to give me any answers and they still have 5900.00 of my money frozen.

Do I have a case? I am stressed out and I have lost work going back and forth down to the bank and the court system. I have been humiliated in front of a contractor when I tried using my debit card for the second. I have late fees on bills that were paid and return because my account was frozen. Can you help me?

Credit Card Fraud by Spouse

Legal Information — Thu, 04 Mar 2010 15:55:56 +0000

My husband, from whom I’m separated, opened my mail and stole convienence checks from a credit card that is in my name only. He is not a joint applicant on the card and he is not an authorized user. He forged my signature on 4 checks totaling over $6,500. I had no knowledge that he did this until I received my credit card statement. Capital One says I have to pay the debt because he is my husband. We do not live together and I had alreday filed for divorce. Am I responsible for this debt?

Credit card Fraud, Washington State

Legal Information — Wed, 27 Jan 2010 10:51:33 +0000

What is the statue of limitation on credit card fraud in wa. state?

Can merchant charge credit card without authorization?

Legal Information — Sat, 23 Jan 2010 13:00:50 +0000

I recently discovered a charge for $944.65 to my Visa which I did not authorize. I called the bank’s customer service and was told to explain the situation in writing. In November when I was at the showroom, I used my credit card to pay a deposit of $944.00 on custom window treatments. I was not told by the salesperson that my credit account information would be put on file and the dealer would use it again nor did I authorize usage of the card for anything but the $944 deposit. I was given no agreement nor did I sign any document giving the dealer permission to make future charges on my credit card. In December, the installer showed up to our home with part of the order incorrect. Both my husband and I have called and e-mailed the sales rep several times but she has not gotten back to us. Meanwhile, my Visa was charged for the balance of $944.65 without my permission. The bank claims it’s a “quality of service” issue and will not investigate whether I did indeed authorize the charge. Was it legal for this merchant to charge my credit card a second time without my knowledge? Do I have any recourse?

Credit card fraud charges, Wisconsin

Legal Information — Sat, 28 Nov 2009 15:16:05 +0000

city is De Pere
state is WI

where do I go to report fraudulent cc charges besides notifying the cc issuer?

Credit card fraud, I am a receptionist ata hotel in Nottingham…

Legal Information — Wed, 18 Nov 2009 12:41:41 +0000

I am a receptionist ata hotel in Nottingham. Last week there was a booking for about 20 people for a period of 10 days and they paid by credit card a total amount of £1680. We however got a phone call from a company in Nottingham claiming that the card used had been stolen and therefore they want their money back. Are we liable for paying them back the money or it`s the company that has been defrauded’s insurance company that pays them back?

I accidentally used someone’s check card

Legal Information — Tue, 10 Nov 2009 22:52:07 +0000

I accidentally used someone credit card by accident. And by accident i mean accident. On my way to school i found someones check card My intentions were to report it lost as soon as i got home from school. Well on my way home from school i stopped at the local supermarket to get cat food. i reached in my pocket to get my debit card and instead grabbed the one i had found. I was horrified after i realize what i had done. The purchase was only $2.00. And i called and reported the call lost as soon a got In. Can i can into trouble . Pleas help me . Im very scared . Never been in legal trouble.

Credit Card Fraud, small claims suit

Legal Information — Fri, 30 Oct 2009 00:15:15 +0000

My mom gave my sister her credit card to charge $800 for christmas for her and the kids. Her boyfriend took the card and charged over $6,000 on the card. Can we pursue him legally??? He made all charges online, so we don’t have proof it wasn’t my mom. This occurred two years ago and my mom is still attempting to pay off the debt and file a small claims suit against him.