I just got notice of default judgement due to a delinquent credit union credit card… 1) When ,how and what bank accounts will have funds seized? 2) Are all types of accounts equally vunerable and accessable? 3) Who finds the accounts and seizes the money? 4) What about outstanding checks?
I have a Credit Card Thru Capital One. Capital One has filed a lawsuit in District Court to claim the balance I owe them. My ending balance before I got into trouble was $350.00 dollars, they now have me owing over 1200.00 Is this legal? Aren’t credit cards unsecured? Can they garnish my bank account? How should I procede?
My husband passed away in August. After he died, I found numerous credit accounts opened up on line in my nameonly. One company sent me information on the accout. When I looked at the information, they had sent me checks he had sent to them with my signature forged. There is a large amount of debt he left me with, most opened up on line without my knowledge. Will these checks with my forged signature help me fight this debt?
A long story short: I enrolled in a program to guarantee to lower my debt and be able to pay off bills in half the time, I paid 2,000 and to date they have done NOTHING!! and now I can’t reach them to argue my position, it says the numbers are out of service, one of the numbers they gave me was a dating chat line!!!!! My credit card took the charge off temporarily but then put it back on, plus interest. I am now ten times worse off than when I started, I was wondering, praying, that I had some recourse/ to get action on this so I can atleast get back some of my money. I am so very upset. Thinking of bringing this to the news. Any help in this matter would be of great appreciation. Thank you Maria
Posted on : 06-08-2009 | By : Legal Information | In : Other Legal Topics
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Can a credit card company or a collection agency freeze my checking account or take money from my checking (unrelated to the credit card account), to pay towards the debt I own on that unsecured credit card?