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disability and debt collectors

Posted on : 02-24-2012 | By : Legal Information | In : Bankruptcy & Debt, Legal Questions

0

I signed for a car for my daughter a couple of years ago. The car was hit and totaled. I had it repossessed the next day. The credit union has a collection agency after me to pay the $7000. that is left after they got money to fix it and money from auctioning it off. I live on only a disability amount and can’t work. I need this money to live on. I barely make it through the month on it. Can they take it for the collection of the car loan? Do I need to send the credit union a letter of validation to protect myself? I would greatly appreciate any advice you can give me.
Thank you,
Linda

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