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		<title>Two State Citizens in every State of the Union</title>
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		<description><![CDATA[Before the adoption of the Fourteenth Amendment to the Constitution of the United States (of America), one was considered a citizen of a State as well as a citizen of the United States.   As such, one owe allegiance to both the individual State government as well as the United States government:
“. . . [...]]]></description>
			<content:encoded><![CDATA[<p>Before the adoption of the Fourteenth Amendment to the Constitution of the United States (of America), one was considered a citizen of a State <em><strong>as well as</strong></em> a citizen of the United States.   As such, one owe allegiance to both the individual State government as well as the United States government:</p>
<p>“. . .    Every citizen of a State owes a double allegiance; he enjoys the protection and participates in the government of both the State and the United States.”  <span style="text-decoration: underline;">Houston v. Moore</span>: 18 U.S. (5 Wheat.) 1, at 33; <em>concurring opinion of Justice Johnson</em> (1820).</p>
<p><a href="”http://books.google.com/books?id=1FUGAAAAYAAJ&amp;pg=PA33#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=1FUGAAAAYAAJ&amp;pg=PA33#v=onepage&amp;q=&amp;f=false</a></p>
<p>“. . .    Every citizen of the United States is also a citizen of a state . . .   .  He may be said to owe allegiance to <em><strong>two sovereigns</strong></em>, and may be liable to punishment for an infraction of the laws of either.”  <span style="text-decoration: underline;">Moore v. State of Illinois</span>: 55 U.S. (Howard 14) 13, at 20 (1852).</p>
<p><a href="”http://books.google.com/books?id=LgAGAAAAYAAJ&amp;pg=PA20#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=LgAGAAAAYAAJ&amp;pg=PA20#v=onepage&amp;q=&amp;f=false</a></p>
<p>After the adoption of the Fourteenth Amendment, the Supreme Court in the <em>Slaughterhouse Cases</em>, held that citizenship of a State was separate and distinct from citizenship of the United States.  <strong>[Footnote 1]</strong> That a citizen of a State was separate and distinct from a citizen of the United States.  <strong>[Footnote 2]</strong></p>
<p>By force of the Fourteenth Amendment; at Section 1, Clause 1, a citizen of the United States residing in a State of the Union, becomes a citizen of a State also; that is, a citizen of the United States <em><strong>and</strong></em> a citizen of a State:</p>
<p>“The fourteenth Amendment declares that citizens of the United States are citizens of the State within which they reside; therefore the plaintiff was, at the time of making her application, a citizen of the United States <em><strong>and</strong></em> a citizen of the State of Illinois.&#8221;  <span style="text-decoration: underline;">Bradwell v. State of Illinois</span>: 83 U.S. 130, at 138 (1873)  <strong>[Footnote 3]</strong></p>
<p><a href="”http://books.google.com/books?id=DkgFAAAAYAAJ&amp;pg=PA138#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=DkgFAAAAYAAJ&amp;pg=PA138#v=onepage&amp;q=&amp;f=false</a></p>
<p>As such a citizen of the United States, as a citizen of the United States <em><strong>and</strong></em> a citizen of a State <strong>[Footnote 4]</strong> owes allegiance to the individual State government and the United States government:</p>
<p>“. . .  [The government of the United States] can neither grant nor secure to its citizens any right or privilege not expressly or by implication placed under its jurisdiction.</p>
<p>[A citizen] of the United States resident within any State [is] subject to two governments: one State, and the other National; but there need be no conflict between the two.  The powers which one possesses, the other does not.  They are established for different purposes, and have separate jurisdictions.  Together they make one whole, and furnish the [citizens] of the United States with a complete government, ample for the protection of all their rights at home and abroad.  True, it may sometimes happen that a person is amenable to both jurisdictions for one and the same act.  Thus, if a marshal of the United States is unlawfully resisted while executing the process of the courts within a State, and the resistance is accompanied by an assault on the officer, the sovereignty of the United States is violated by the resistance, and that of the State by the breach of peace, in the assault.  So, too, if one passes counterfeited coin of the United States within a State, it may be an offence against the United States and the State: the United States, because it discredits the coin; and the State, because of the fraud upon him to whom it is passed.  This does not, however, necessarily imply that the two governments possess powers in common, or bring them into conflict with each other.  It is the natural consequence of a citizenship which owes allegiance to two sovereignties, and claims protection from both.  The citizen cannot complain, because he has voluntarily submitted himself to such a form of government.  He owes allegiance to the two departments, so to speak, and within their respective spheres must pay the penalties which each exacts for disobedience to its laws.  In return, he can demand protection from each within its own jurisdiction.”  <span style="text-decoration: underline;">United States v. Cruikshank</span>: 92 U.S. 542, at 550 thru 551 (1875).</p>
<p><a href="”http://books.google.com/books?id=PGwUAAAAYAAJ&amp;pg=RA2-PA550#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=PGwUAAAAYAAJ&amp;pg=RA2-PA550#v=onepage&amp;q=&amp;f=false</a></p>
<p>A citizen of a State, since the adoption of the Fourteenth Amendment, is entitled to privileges and immunities of a citizen of the several States under Article IV, Section 2, Clause 1 of the Constitution:</p>
<p>“There can be no doubt that Balk, as a citizen of the State of North Carolina, had the right to sue Harris in Maryland to recover the debt which Harris owed him.  Being a citizen of North Carolina, he was entitled to all the privileges and immunities of citizens of the several States, one of which is the right to institute actions in the courts of another State.”  <span style="text-decoration: underline;">Harris v. Balk</span>: 198 U.S. 215, at 223 (1905).</p>
<p><a href="”http://books.google.com/books?id=ceIGAAAAYAAJ&amp;pg=PA223#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=ceIGAAAAYAAJ&amp;pg=PA223#v=onepage&amp;q=&amp;f=false</a></p>
<p>Therefore, a citizen of a State is also a citizen of the several States <strong>[Footnote 5]</strong>:</p>
<p>“The intention of section 2, Article IV (of the Constitution), was to confer on the citizens of the several States a general citizenship, and to communicate all the privileges and immunities which the citizens of the same State would be entitled to under the like circumstances, and this includes the right to institute actions.” <span style="text-decoration: underline;">Cole v. Cunningham</span>: 133 U.S. 107, at 113 thru 114 (1890).</p>
<p><a href="”http://books.google.com/books?id=oGYUAAAAYAAJ&amp;pg=PA113#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=oGYUAAAAYAAJ&amp;pg=PA113#v=onepage&amp;q=&amp;f=false</a></p>
<p>Therefore, in any State of the Union, there are two State citizens <strong>[Footnote 6]</strong>, a citizen of a State (<em><strong>as well as</strong></em> a citizen of the several States (Article IV, Section 2, Clause 1)), and, a citizen of the United States <strong><em>and</em></strong> citizen of the State (Fourteenth Amendment).  Each owes allegiance to the individual State government:</p>
<p>“Because the ordinance and specifications, under which the paving in this case was done, require the contractor to employ only bona fide resident citizens of the city of New Orleans as laborers on the work, it is contended, on behalf on the plaintiff in error, that thereby <em><strong>citizens of the State of Louisiana, and of each and every State and the inhabitants thereof, are deprived of their privileges and immunities under article 4, sec. 2, and under the Fourteenth Amendment to the Constitution of the United States</strong></em>.  It is said that such an ordinance deprives every person, not a bona fide resident of the city of New Orleans, of the right to labor on the contemplated improvements, and also is prejudicial to the property owners, because, by restricting the number of workmen, the price of the work is increased.</p>
<p>Such questions are of the gravest possible importance, and, if and when actually presented, would demand most careful consideration; but we are not now called upon to determine them.</p>
<p>In so far as the provisions of the city ordinance may be claimed to affect the rights and privileges of citizens of Louisiana and of the other States, the plaintiff in error is in no position to raise the question.  It is not alleged, nor does it appear, that he is one of the laborers excluded by the ordinance from employment, or that he occupies any representative relation to them.  Apparently he is one of the preferred class of resident citizens of the city of New Orleans.”  <span style="text-decoration: underline;">Chadwick v. Kelley</span>: 187 U.S. 540, at 546 (1903).</p>
<p><a href="”http://books.google.com/books?id=bdkGAAAAYAAJ&amp;pg=PA546#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=bdkGAAAAYAAJ&amp;pg=PA546#v=onepage&amp;q=&amp;f=false</a></p>
<p>A citizen of a State, under Article IV, Section 2, Clause 1 of the Constitution of the United States (of America), as a citizen of the several States, is a citizen of all the States, generally.  Therefore, a citizen of a State, as a citizen of the several States, owes allegiance to all the States of the Union; that is, the several States.  That the several States are separate and distinct from the United States is shown in the following provision of the Constitution of the United States (of America):</p>
<p>“The President shall be Commander in Chief of the Army and Navy of the United States, and of the militia of the several States.”  Article II, Section 2, Clause 1 of the Constitution of the United States (of America).</p>
<p><a href="”http://www.archives.gov/exhibits/charters/constitution_transcript.html”">http://www.archives.gov/exhibits/charters/constitution_transcript.html</a></p>
<p>Therefore, since the adoption of the Fourteenth Amendment, one changed from being a citizen of a State <strong><em>as well as</em></strong> a citizen of the United States to being either a citizen of a State <strong><em>or</em></strong> a citizen of the United States.  In addition, under Section 1, Clause 1 of the Fourteenth Amendment, one who is a citizen of the United States can become also a citizen of a State by residing in a State, that is, a citizen of the United States <strong><em>and</em></strong> a citizen of a State.   Under Article IV, Section 2, Clause 1, a citizen of a State is now a citizen of the several States, that is, a citizen of a State <strong><em>as well as</em></strong> a citizen of the several States.   So in every State in the Union, there are two state citizens; a citizen of the United States under Section 1, Clause 1 of the Fourteenth Amendment and a citizen of the several States under Article IV, Section 2, Clause 1 of the Constitution.</p>
<p>__________________<br />
<strong>Footnotes</strong>:</p>
<p>1.    This was done so <em>Dred Scott</em> would not apply.  In that case, citizenship of a State and citizenship of the United States were considered to be one in the same.</p>
<p>2.    “Section 2 of article 4 of the constitution of the United States declares that ‘the citizens of each state shall be entitled to all the privileges and immunities of citizens in the several states.’  <em><strong>In this there is no striking down of or limitation upon the right of a state to confer such immunities and privileges upon its citizens as it may deem fit.</strong></em> The clause of the constitution under consideration is protective merely, not destructive, nor yet even restrictive.  Over and over again has the highest court of the United States so construed this provision.  Thus, in the Slaughter-house Cases, 16 Wall. 36, it is said: ‘The constitutional provision there alluded to did not create those rights which it called privileges and immunities of citizens of the states.   . . . .   <em><strong>Nor did it profess to control the power of the state governments over the rights of its own citizens.</strong></em> Its sole purpose was to declare to the several states that whatever rights, as you grant or establish them to your own citizens, or as you limit or qualify or impose restrictions on their exercise, the same, neither more nor less, shall be the measure of the rights of citizens of other states within your jurisdiction”: See, also, <em>Blake v. McClung</em>, 172 U.S. 239, 19 Sup. Ct. Rep. 165; <em>Ward v. Maryland</em>, 12 Wall. 418.”  <span style="text-decoration: underline;">In Re Johnson Estate</span>: 96 Am. State Rep. 161, at 164; 73 Pac. Rep. 424; 139 Cal. 532 (1903).</p>
<p><a href="”http://books.google.com/books?id=yiI8AAAAIAAJ&amp;pg=PA164#v=onepage&amp;q&amp;f=false”">http://books.google.com/books?id=yiI8AAAAIAAJ&amp;pg=PA164#v=onepage&amp;q&amp;f=false</a></p>
<p>“. . .   There is a difference between the privileges and immunities belonging to the citizens of the United States as such, and those belonging to the citizens of each state as such.  The privileges and immunities of citizens of the United States are those which arise out of the nature and essential character of the national government, the provisions of its constitution, or its laws and treaties made in pursuance thereof; and it is these rights which are placed under the protection of congress by the fourteenth amendment.  <em>People v. Loeffler</em>, 175 Ill. 585, 51 N. E. 785; <em>Slaughter-House Cases</em>, 16 Wall. 36, 21 L. Ed. 394.  The right to use or display the flag (of the United States) would seem to be a privilege of a citizen of the United States, rather than the privilege of a citizen of any one of the states.”  <span style="text-decoration: underline;">Ruhstrat v. People</span>: 57 N.E. 41, at 45; 185 Ill. 133 (1900).</p>
<p><a href="”http://books.google.com/books?id=PAgLAAAAYAAJ&amp;pg=PA45#v=onepage&amp;q&amp;f=false”">http://books.google.com/books?id=PAgLAAAAYAAJ&amp;pg=PA45#v=onepage&amp;q&amp;f=false</a></p>
<p>In accord:</p>
<p>“The act was considered in <em>Johnson v. United States</em>, 160 U.S. 546, and we there held that a person who was not a citizen of the United States at the time of an alleged appropriation of his property by a tribe of Indians was not entitled to maintain an action in the Court of Claims under the act in question.  There was not in that case, however, any assertion that the claimant was a citizen of a State as distinguished from a citizen of the United States.   . . .    [U]ndoubtedly  in a purely technical and abstract sense citizenship of one of the States may not include citizenship of the United States   . . .   Unquestionably, in the general and common acceptation, a citizen of the State is considered as synonymous with citizen of the United States, and the one is therefore treated as expressive of the other.  This flows from the fact that the one is normally and usually the other, and where such is not the case, it is purely exceptional and uncommon.”  <span style="text-decoration: underline;">United States v. Northwestern Express, Stage &amp; Transportation Company</span>: 164 U.S. 686, 688 (1897).</p>
<p><a href="”http://books.google.com/books?id=xOQGAAAAYAAJ&amp;pg=PA688#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=xOQGAAAAYAAJ&amp;pg=PA688#v=onepage&amp;q=&amp;f=false</a></p>
<p>3.     In addition, in a legal proceeding in federal court between a citizen of the United States and a citizen of a State, a citizen of the United States is to aver that he or she is a citizen of the United States <strong>and</strong> a citizen of a State of the Union, a citizen of a State is to state that he or she is a citizen of the Union:</p>
<p>“The bill filed in the Circuit Court by the plaintiff, McQuesten, alleged her to be ‘a citizen of the United States <strong>and</strong> of the State of Massachusetts, and residing at Turner&#8217;s Falls in said State,’ while the defendants, Steigleder and wife were alleged to be ‘citizens of the State of Washington, and residing at the city of Seattle in said State.’  <span style="text-decoration: underline;">Steigleider v. McQuesten</span>: 198 U.S. 141 (1905), <em>Statement of the Case</em>.</p>
<p>“The averment in the bill that the parties were citizens of different States was sufficient to make a <em>prima facie</em> case of jurisdiction so far as it depended of citizenship.”  <span style="text-decoration: underline;">Steigleider v. McQuesten</span>: 198 U.S. 141 (1905), <em>Opinion</em>, at 142.</p>
<p><a href="”http://books.google.com/books?id=ceIGAAAAYAAJ&amp;pg=PA141#v=onepage&amp;q&amp;f=false”">http://books.google.com/books?id=ceIGAAAAYAAJ&amp;pg=PA141#v=onepage&amp;q&amp;f=false</a></p>
<p>4.    “. . .    The same person may be at the same time a citizen of the United States and a citizen of a State, but his rights of citizenship under one of these governments will be different from those he has under the other.  <em>Slaughter-House Cases</em>, 16 Wall. 74.”  <span style="text-decoration: underline;">United States v. Cruikshank</span>: 92 U.S. 542, at 549 (1875).</p>
<p><a href="”http://books.google.com/books?id=PGwUAAAAYAAJ&amp;pg=RA2-PA549#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=PGwUAAAAYAAJ&amp;pg=RA2-PA549#v=onepage&amp;q=&amp;f=false</a></p>
<p>5.    Privileges and immunities of citizen of a State are located in the constitution and laws of an individual State:</p>
<p>“. . .   Whatever may be the scope of section 2 of article IV — and we need not, in this case enter upon a consideration of the general question — the Constitution of the United States does not make the privileges and immunities enjoyed by the citizens of one State under the constitution and laws of that State, the measure of the privileges and immunities to be enjoyed, as of right, by a citizen of another State under its constitution and laws.”  <span style="text-decoration: underline;">McKane v. Durston</span>: 153 U.S. 684, at 687 (1894).</p>
<p><a href="”http://books.google.com/books?id=mmkUAAAAYAAJ&amp;pg=PA687#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=mmkUAAAAYAAJ&amp;pg=PA687#v=onepage&amp;q=&amp;f=false</a></p>
<p>Privileges and immunities of a citizen of the several States are those described in Corfield v. Coryell decided by Mr. Justice Washington in the Circuit Court for the District of Pennsylvania in 1823:</p>
<p>“In the <em>Slaughter House Cases</em>, 16 Wall. 36, 76, in defining the privileges and immunities of citizens of the several States, this is quoted from the opinion of Mr. Justice Washington in <em>Corfield v. Coryell</em>, 4 Wash. Cir. Ct. 371, 380.”  <span style="text-decoration: underline;">Hodges v. United States</span>: 203 U.S. 1, at 15 (1906).</p>
<p><a href="”http://books.google.com/books?id=HuEGAAAAYAAJ&amp;pg=PA15#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=HuEGAAAAYAAJ&amp;pg=PA15#v=onepage&amp;q=&amp;f=false</a></p>
<p>The location for these privileges and immunities is Article IV, Section 2, Clause 1 of the Constitution:</p>
<p>“Fortunately we are not without judicial construction of this clause of the Constitution (Article IV, Section 2, Clause 1).  The first and leading case of the subject is that of <em>Corfield v. Coryell</em>, decided by Mr. Justice Washington in the Circuit Court for the District of Pennsylvania in 1823.</p>
<p>‘The inquiry,’ he says ‘is, what are the privileges and immunities of citizens of the several States? . . .</p>
<p>This definition of the privileges and immunities of citizens of the States is adopted in the main by this court in the recent case of <em>Ward v. The State of Maryland</em>.” <span style="text-decoration: underline;">Slaughterhouse Cases</span>: 83 (16 Wall.) 36, at 75 thru 76 (1873).</p>
<p><a href="”http://books.google.com/books?id=DkgFAAAAYAAJ&amp;pg=PA75#v=onepage&amp;q=&amp;f=false”">http://books.google.com/books?id=DkgFAAAAYAAJ&amp;pg=PA75#v=onepage&amp;q=&amp;f=false</a></p>
<p>6.  “The Constitution forbids the abridging of the privileges of a citizen of the United States, but does not forbid the state from abridging the privileges of its own citizens.</p>
<p>The rights which a person has as a citizen of the United States are those which the Constitution and laws of the United States confer upon a citizen as a citizen of the United States.  For instance, a man is a <em><strong>citizen of a state</strong></em> by virtue of his being resident there; but, if he moves into another state, he becomes at once a citizen there by operation of the Constitution (Section 1, Clause 1 of the Fourteenth Amendment) making him a citizen there; and needs no special naturalization, which, but for the Constitution, he would need.</p>
<p>On the other hand, the rights and privileges which a <em><strong>citizen of a state</strong></em> has are those which pertain to him as a member of society, and which would be his if his state were not a member of the Union.  Over these the states have the usual power belonging to government, subject to the proviso that they shall not deny to any person within the jurisdiction (i.e., to their own citizens, the citizens of other states, or aliens) the equal protection of the laws.  These powers extend to all objects, which, in the ordinary course of affairs, concern the lives, liberties, privileges, and properties of people, and of the internal order, improvement, and prosperity of the state.  <em>Federalist, No. 45</em>”  <span style="text-decoration: underline;">Hopkins v. City of Richmond</span>: 86 S. E. Rep. 139, at 145; 117 Va. 692; Ann. Cas. 1917D, 1114 (1915), citing the entire opinion of <em>Coleman v. Town of Ashland</em>, in its opinion (<em>per curiam</em>); overruled on other grounds, <em>Irvine v. City of Clifton Forge</em>: 97 S. E. Rep. 310, 310; 124 Va. 781 (1918), citing the Supreme Court of the United States case of <em>Buchanan v. Warley</em>, 245 U.S. 60; 38 Sup. Ct. 16, 62 L. Ed. 149.</p>
<p><a href="”http://books.google.com/books?id=oDY8AAAAIAAJ&amp;pg=PA145#v=onepage&amp;q&amp;f=false”">http://books.google.com/books?id=oDY8AAAAIAAJ&amp;pg=PA145#v=onepage&amp;q&amp;f=false</a></p>
<p>© 2010</p>
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		<title>How to Spot Fake Gucci Handbags</title>
		<link>http://askinglaw.com/how-to-spot-fake-gucci-handbags/</link>
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		<pubDate>Sat, 17 Apr 2010 15:25:28 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
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		<description><![CDATA[In fashion world, a perfect handbag is indispensable. Women love to shop for handbags from top brands like Hermes and Gucci. Taking an authentic handbag of famous brand not only means that they are affluent but also means that they are fashionable. But with the success in fashion world a problem comes. Today, cheap knock-off [...]]]></description>
			<content:encoded><![CDATA[<p>In fashion world, a perfect handbag is indispensable. Women love to shop for handbags from top brands like Hermes and Gucci. Taking an authentic handbag of famous brand not only means that they are affluent but also means that they are fashionable. But with the success in fashion world a problem comes. Today, cheap knock-off Gucci handbags are sold all over the world. How awful it is to open the handbag that you coveted for quite a long time only to find it is a fake. So if you want to get the best deal, you should have the ability to identify an authentic Gucci handbag from a fake one. There are some details you should check when you buy a Gucci handbag.Observe the material of the handbag. Authentic Gucci handbags are made of high quality materials. The company use real leather or animal skin to manufacture the bags. And Gucci handbags are made from a single piece of leather, so you shouldn&#8217;t see seams where the bag was stitched using several different pieces.Look into the craftsmanship of the handbag. The authentic designer handbags are expensive. Not only because the brand name and the prestige they carry cost money, but also the high standard of quality command higher prices. The craftsmanship on the real ones is unquestionable, not a single stitch in the handbag would be out-of-place. Gucci handbags have straight, firm stitching, with high-quality threading. If the stitching on the handbag is skew-whiff, messy or inconsistent in any way, it is likely a fake one. You will not see puckered leather, wonky stitching on an authentic designer Gucci handbag.Look for the serial number. Many brands of authentic handbags have serial number. Gucci includes a small leather tag on the zipper seam of the handbag where the serial number locates. There are 4 to 6 numbers on the tag stamped and located at the back of the leather. The tag also says GUCCI and stamped where it is made.Inspect the handbag&#8217;s hardware. All of the hardware should in right color and sheen. You can check it on official website of the company. The hardware also should not been scratched. The brand name or logo should be engraved on the hardware, not embossed or simply printed. You can also find the brand name of logo engraved on the strap hardware.Gucci handbags are a wondrous and beautiful extension of our very personalities. We can make quite the fashion statement with what handbag we choose to use. A handbag can change according to our tastes, our emotions, and our moods. Of course, there is no guarantee that the handbag you are getting is a genuine, authentic <a href="http://www.replicahandbagscheap.com"></a>Gucci handbags. However, those steps above will help keep you at the top of your game.<br />
Also recommend a place  where you can find discount replica handbags at http://www.replicahandbagscheap.com ,their price and collections are amazing!</p>
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		<title>Has Your Bankruptcy Client Used Their Credit Cards Within the Past 90 Days?</title>
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		<pubDate>Sat, 27 Mar 2010 22:28:37 +0000</pubDate>
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		<description><![CDATA[The importance of why obtaining this information from the client is essential because it could prevent you from unnecessary Adversary Proceedings filed against your client in bankruptcy.
The average consumer who has never filed bankruptcy rarely understands that charging their credit cards to the maximum limit of their credit, then filing bankruptcy, is fraud.  Instead, [...]]]></description>
			<content:encoded><![CDATA[<p>The importance of why obtaining this information from the client is essential because it could prevent you from unnecessary Adversary Proceedings filed against your client in bankruptcy.</p>
<p>The average consumer who has never filed bankruptcy rarely understands that charging their credit cards to the maximum limit of their credit, then filing bankruptcy, is fraud.  Instead, many people believe it is their right to buy all the assets they need now because it will help them through the bad times when they file bankruptcy.</p>
<p>But regardless of the logic the client may use to commit fraud, the fact remains that it is unfair for the creditors who extended them credit within the past 90 days.  Besides, if the client could discharge these debts in bankruptcy, it would provide the client with an unfair advantage because the creditors were not aware of the upcoming bankruptcy filing when they granted them credit.</p>
<p>I am a paralegal with a sincere heart for the debtor; but fair is fair.  I believe we should all work hard to keep the law fair and balanced. This is one way of doing it, making sure the clients have not used their credit cards within the past 90 days and being able to prove it to the trustee.</p>
<p>Because this is such an important issue in bankruptcy, in order to drive the point home even further; how would you feel if you granted a friend $5,000 in credit to buy things from your store?  All you ask your friend to do is pay you back; to which she agreed.  Your friend is considering filing bankruptcy after charging $1,000 at your store; which your friend listed on Schedule F of her bankruptcy petition.  However, one week before your friend files bankruptcy, she comes into your store and purchases $4,000 worth of products.  Your friend knows at the time of her purchase that she will not be able to pay this money back.  This is the reason why this act is considered FRAUD.  Your friend is fully aware of committing the fraud before the act is committed.  This is known as premeditated behavior and always carries a much heavier penalty in all areas of law.</p>
<p>Why am I telling you all this?  Because it will help you to take this issue very seriously. When you are conducting a bankruptcy client intake interview and you ask a client the question: &#8220;Have you used your credit cards within the past 90 days?&#8221; do not simply bypass this question and assume the clients are being truthful when they answer no.</p>
<p>During intake interviews where I have been training attorneys and paralegals, I have often found that when the client answers [no] to this question, it was nonchalantly passed by and forgotten.  Unless they have been trained, many law firm staff as well as attorneys do not know the importance of this question and the repressions it can cause.  And because of their lack of knowledge, many bankruptcy petitions have gone to Adversary Proceedings simply because the clients used their credit cards within the past 90 days and the credit card company provided verification when they filed an Objection.</p>
<p>Therefore, the article you are reading now could potentially save you thousands of hours in lost time simply by placing an emphasis on this particular issue during client intake interviews. And there is no better time to obtain this information than during a face-to-face interview with the client.</p>
<p><strong>Suggestions for Face-to-Face Client Intakes</strong></p>
<p>Every time you ask a question, look straight into the client(s) eyes and wait for a response. Do not try to rush them into a response. Do not try to look annoyed or coach them to provide an answer.  Instead, WAIT for them to answer.  Have a piece of paper beside the file where you pick up a pen and write notes during the interview.  This piece of paper can also serve as a place to write down questions the client(s) may have for the attorney if the interview is conducted by a non-attorney.</p>
<p>Or, if you are the attorney doing the intake interview, write down notes about the questions you answered that the client(s) asked.  As soon as possible after the intake interview, the person who did the Initial Intake Form interview should type out their notes and save them as a Word or PDF file which is placed inside the client(s) electronic file within the law firm.  This document is an extra added piece of insurance to verify information the client(s) provided.</p>
<p>You will find in consumer bankruptcy that client(s) have a tendency to change their stories quite often.  Normally this is only caused from being nervous and emotionally drained.  Give your client(s) a break and spend time helping them to feel more relaxed.  Even the smallest gesture of kindness goes a long way and the client(s) will refer business to you.  Therefore, train all members of your staff to treat client(s) like celebrities and you will have a thriving law practice, guaranteed.</p>
<p><strong>Suggestions for Client Intakes Conducted by Telephone</strong></p>
<p>Another way to ask client(s) if they have used their credit cards within the past ninety (90) days and obtain a more truthful answer when you are not face-to-face is: &#8220;If you have used your credit cards within the last 3 months we will need to document how you spent the money in order to protect you. What credit cards have you used and what did you spend the money on?&#8221;  By asking the question in this manner you are asking it in a way that is more positive toward promoting a [yes] response versus an automatic [no] when you ask: &#8220;Have you used your credit cards to make purchases within the past 90 days?&#8221;</p>
<p><strong>Where Should You Place This Information on Schedule F</strong></p>
<p>I have already trained my students to place the LAST DATE the credit card was used on the DATE line of Schedule F.  For example:</p>
<p>Date:  2005, Last date used: 10/2009</p>
<p>When you print out Schedule F you will find that placing the LAST DATE the credit card was used in this location allows the trustee to scan down the list and easily locate the information he or she needs.  If there is an Objection from a creditor, the trustee will view the information provided on Schedule F and probably request verification from the attorney.</p>
<p><strong>Summary</strong></p>
<p>It is my desire that the articles I write help to provide Chapter 7 and Chapter 13 bankruptcy attorneys with information they need to positively affect their law firm.  If I can help your particular law firm with training and support in the area of Chapter 7 and Chapter 13 bankruptcy, simply Google my name: VICTORIA RING or connect with me on LinkedIn.</p>
<p><strong>AUTHOR BIO</strong></p>
<p>Victoria Ring is a Certified Paralegal and Debtor Bankruptcy Specialist. She currently serves as the CEO for Colorado Bankruptcy Training as well as the senior adviser for the 713 family of companies. Additional information can be obtained at victoria-ring.com.</p>
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		<title>A Solution to Streamline Chapter 7 and 13 Bankruptcy Law Firm Operations</title>
		<link>http://askinglaw.com/a-solution-to-streamline-chapter-7-and-13-bankruptcy-law-firm-operations/</link>
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		<pubDate>Sat, 27 Mar 2010 14:22:24 +0000</pubDate>
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		<description><![CDATA[When a consumer is interested in filing bankruptcy, they will normally contact a bankruptcy attorney in their area or simply walk into their office with no prior appointment. The average consumer will also want to know how much it will cost to file bankruptcy, at which time the attorney must gather enough information about their [...]]]></description>
			<content:encoded><![CDATA[<p>When a consumer is interested in filing bankruptcy, they will normally contact a bankruptcy attorney in their area or simply walk into their office with no prior appointment. The average consumer will also want to know how much it will cost to file bankruptcy, at which time the attorney must gather enough information about their financial situation to provide a reasonable quote for services. The majority of attorneys do this by providing a free initial consultation.</p>
<p>Unfortunately, this method is proving to be extremely unsuccessful for many Chapter 7 and Chapter 13 bankruptcy attorneys. For example, a small law practice in Denver, Colorado recently said that she often only coverts 2 out of 10 free consultations to actual bankruptcy clients who retain her services. This is a great loss of time and money; in fact, about 80% of it.</p>
<p>Another attorney in Los Angeles, California said that he spends about 25 hours of free consultations per week to average 3 new clients who pay a retainer. And still, another attorney in Phoenix, Arizona said that he is spending so much of his time with free client consultations that end up resulting in a total loss of income, that he has little time to dedicate to clients who have retained him. He is considering hiring an in-house attorney or law student but is afraid he cannot afford it right now.</p>
<p>Problems like these, and thousands more like them are not uncommon in the average Chapter 7 and 13 bankruptcy office today. However, attorneys are finding the necessity to streamline operations just to keep up with the increased workload within the bankruptcy industry itself. They no longer can afford to spend 3, 4 or more hours per day interviewing clients, only to find out they either are ineligible to file bankruptcy; or even worse, to discover there are potential problems that may cost more time for the attorney or paralegal that were not anticipated during the initial client meeting.</p>
<p>A Proposed Solution</p>
<p>The Initial Intake Form, a tool recently developed by Colorado Bankruptcy Training, is designed to enable law firms to meet these time saving goals as well as accomplish much more.</p>
<p>The Initial Intake Form is a 4-page form that is basically comprised of yes and no questions. This makes it very simple and fast for potential client(s) to fill out and complete either at the law firm or over the internet by accessing the law firm’s website. The information gathered from these yes and no responses is designed to be simple and fast for the attorney to interpret also. This is accomplished through the extremely detailed, 75-page Operations Manual that comes with the package.</p>
<p>In order for the Initial Intake Form to provide maximum benefits to bankruptcy law firms, the form is provided to attorneys in the following formats:</p>
<p>1. The HTML version is designed to fully integrate with the existing law firm website. Potential clients visit the website, fill out the form and the responses are automatically emailed to the law firm. The attorney interprets the answers from the form and if the attorney decides to take the case, contacts the clients to schedule an appointment to sign the Retainer Agreement as well as conduct the client intake interview.</p>
<p>2. The Adobe Acrobat version is form fillable; meaning that it can be completed online from the law firm website as well or any computer in the office. The PDF form is also fully customizable so that it can be made to comply with internal law firm operations.</p>
<p>3. The Microsoft Word version is also fully customizable and can be opened by both Word and WordPerfect users.</p>
<p>As previously mentioned the main heart of the package is the extensive, 75-page Operations Manual that helps the bankruptcy law firm to quickly and easily alter their present operations in order to achieve the following goals:</p>
<p>Goal No 1</p>
<p>The first major goal of the Initial Intake Form is to provide the attorney with enough information so that he or she can more accurately project the figures for Schedule I and J of the bankruptcy petition. This will enable the attorney to more accurately determine the complexities of the case as well as the possibility whether this case will most likely become a Chapter 7 or 13.</p>
<p>Goal No 2</p>
<p>The second goal of the Initial Intake Form is to provide the attorney with enough information to ascertain the complexity of the case by examining other areas outside the financial method discussed in Goal No 1.</p>
<p>Goal No 3</p>
<p>The third goal of the Initial Intake Form is to provide the attorney with enough knowledge to reasonably give the client(s) a more accurate fee quote.</p>
<p>Goal No 4</p>
<p>The fourth goal of the Initial Intake Form is to cross-reference responses from other questions to ensure the information provided by the client(s) is consistent and accurate. This allows the attorney to maintain better due diligence which is a requirement under the bankruptcy code.</p>
<p>Goal No 5</p>
<p>The fifth goal of the Initial Intake Forms is to assist in streamlining intake operations. This is important today because of the massive growth of the debtor bankruptcy field. Old methods that used to work no longer work because of the fast moving needs and requirements within the industry itself.</p>
<p>To find out more and watch a product demo VIDEO about the Initial Intake Form Kit, visit:</p>
<p>http://www.coloradobankruptcytraining.com/products_intakeform.html</p>
<p>ABOUT THE AUTHOR</p>
<p>Victoria Ring is a Certified Paralegal and Debtor Bankruptcy Specialist. She currently serves as the CEO for Colorado Bankruptcy Training as well as the senior adviser for the 713 family of companies. Her complete bio can be viewed at http://www.victoria-ring.com</p>
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		<title>Handling a Personal Injury Suit on Your Own Behalf</title>
		<link>http://askinglaw.com/handling-a-personal-injury-suit-on-your-own-behalf/</link>
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		<pubDate>Wed, 24 Mar 2010 20:43:20 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
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		<description><![CDATA[If you&#8217;re like most people, you&#8217;ve seen dozens and dozens of advertisements for attorneys that will handle a personal injury lawsuit for you.  With all these choices and options available, and since it doesn&#8217;t typically cost you any money until you win a suit, why would anyone consider handling a personal injury lawsuit on [...]]]></description>
			<content:encoded><![CDATA[<p>If you&#8217;re like most people, you&#8217;ve seen dozens and dozens of advertisements for attorneys that will handle a personal injury lawsuit for you.  With all these choices and options available, and since it doesn&#8217;t typically cost you any money until you win a suit, why would anyone consider handling a personal injury lawsuit on their own?</p>
<p>Perhaps it&#8217;s the idea that an attorney does take a share of the money you get from such a suit, or it&#8217;s the belief that a lawsuit is quick and easy that convinces some to try it on their own.  Before you go this route, however, here are a few quick considerations for you.</p>
<p>Legal Process</p>
<p>Despite what you may see on television, there is much more to the legal process than standing in front of a judge and arguing your case.  Papers need to be filed and they need to be composed correctly.  Without these papers, you will never even get your day in court.  Also, you need to understand everything involved in the process of your case including what you are and are not allowed to do.</p>
<p>Anything done in a court of law that is not according to legal process can get your case dismissed or thrown out of court.  And if you don&#8217;t understand the legal process from the beginning, you may never even get that far.</p>
<p>Arguing Your Case</p>
<p>There is also much more to arguing your case than just standing before the judge and reciting the facts.  What if the other side brings in medical experts to dispute your claims of injury; how will you answer those disputes?  To what are you even legally entitled when it comes to monetary damages for an injury?  What about additional damages; do you know what they are and how to ask for those as well?</p>
<p>The money that is charged by a personal injury lawyer can be well worth their expertise in the legal arena.  Keep in mind that without their help, you may very well get nothing at all.  So rather than assume that you can handle something as complicated as a personal injury lawsuit on your own, consider at least consulting with an attorney to see what they can do for you. This article is not meant to provide legal advice.</p>
<p>Contact Wurtzel Law of Long Island, NY for more details – www.WurtzelLaw.com</p>
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		<title>Burn Injury Statistics and Personal Injury Claims</title>
		<link>http://askinglaw.com/burn-injury-statistics-and-personal-injury-claims/</link>
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		<pubDate>Wed, 24 Mar 2010 20:41:57 +0000</pubDate>
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		<description><![CDATA[Over 4000 Americans die each year as a result of burn injuries
Over 23,000 people are serious injured by fire each year in the United States
The United States Fire Administration collects statistics for the number of people injured or killed as a result of burn injuries each year in the United States. According to their data, [...]]]></description>
			<content:encoded><![CDATA[<p>Over 4000 Americans die each year as a result of burn injuries<br />
Over 23,000 people are serious injured by fire each year in the United States</p>
<p>The United States Fire Administration collects statistics for the number of people injured or killed as a result of burn injuries each year in the United States. According to their data, each year there are in excess of four thousand people killed as a result of being involved in a fire and a further twenty three thousand are seriously injured and require hospital treatment. In total there are around a million and a quarter burn injuries every year in the United States and around twenty seven percent of these injuries involve African Americans or Native Americans, who have a far greater death rate from burn injuries. More men than women die in fire related accidents and children accord for nineteen percent of all deaths and older people over the age of sixty five for around twenty six percent.</p>
<p>If someone is injured in a fire related accident then they may be entitled to compensation for burn injuries. Such injuries can include burns to any part of the body such as the skin, eyes, lungs or even brain. In severe burn cases, hands and feet may have to be amputated.</p>
<p>Compensation claims usually look to recover medical expenses and any ongoing care costs as well as lost wages and potential loss of earnings. The victim can claim compensation for physical pain suffered, disfigurement, any disability they are left with and also emotional distress and mental impairment. On top of these actual damages a punitive claim can be brought for a monetary award to punish the person held responsible for the fire.</p>
<p>If a victim of burn injuries dies as a result of the burns sustained then there maybe a wrongful death case and the surviving spouse of the deceased or a dependent can bring a civil claim against the person or company deemed responsible for the accident and death.</p>
<p>This article is not to be used to replace proper legal advice.</p>
<p>Further legal pages: The Jodat Law Group personal injury lawyers, based in Tampa, Florida.</p>
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		<title>The Risks Associated with Social Networking Sites</title>
		<link>http://askinglaw.com/the-risks-associated-with-social-networking-sites/</link>
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		<pubDate>Sat, 06 Mar 2010 02:25:32 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
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		<description><![CDATA[It is no secret that the way we communicate and interact with each other has been permanently changed as a result of the advent of social networking sites such as Facebook, MySpace, &#38; Twitter. Recent statistics indicate that Facebook now has more than 300 million active users – a number that grows by more than [...]]]></description>
			<content:encoded><![CDATA[<p>It is no secret that the way we communicate and interact with each other has been permanently changed as a result of the advent of social networking sites such as Facebook, MySpace, &amp; Twitter. Recent statistics indicate that Facebook now has more than 300 million active users – a number that grows by more than 250,000 every day. It seems that almost everyone, including many businesses, use social media to create new relationships and strengthen or re-discover existing ones. While the benefits of these social networking sites are obvious, the potential pitfalls may not be. You might recall a story that received some attention back in July concerning the incoming chief of MI6, Britain’s international spy agency. In that case, the spy chief’s wife posted personal details about their family, vacations plans, and residence on her open Facebook page. While the British Foreign Secretary tried to downplay the significance of the disclosure it was obvious that the leak was more than just an embarrassment for the government.  Though I don’t expect that any of us will be divulging state secrets on our Facebook pages, the information we do post can have unintended consequences months and even years later. Remember, the information you post on these sites can float around in cyberspace in perpetuity.</p>
<p>As a trial lawyer, I have seen many cases adversely impacted by the information innocently posted on social networking sites. Savvy defense lawyers, investigators, and insurance adjusters are routinely scouring these sites to obtain information that can damage or, in some cases, destroy your injury claim. For example, comments such as “Wow, my back really hurts after that tennis game” or “Spent last night horsing around with the kids and now my neck is killing me” can and will be used against you in your personal injury case. Even vacation photos that you post can be used to argue to a jury that you aren’t really injured.</p>
<p>My advice is to not post any information on Facebook that you wouldn’t want your employer, your parents, or a jury to see at a later date.  If you have a pending case or claim, it is best to take down your site until the case is over with. Do not assume that by setting your page to private you are protecting yourself and preventing uninvited guests from accessing your posts. Insurance companies and defense attorneys have many ways, some ethical and some not, of obtaining this information. Remember, as Benjamin Franklin famously said, “An ounce of prevention is worth a pound of cure.”</p>
<p>If you have any questions regarding setting a social networking policy, or would like a free consultation about your personal injury claim, please feel free to contact me, Andrew Weinstein of the Weinstein Law Firm • (954) 757-7500.</p>
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		<title>How to Choose a Lawyer</title>
		<link>http://askinglaw.com/how-to-choose-a-lawyer/</link>
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		<pubDate>Sat, 06 Mar 2010 02:24:51 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
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		<guid isPermaLink="false">http://askinglaw.com/?p=10215</guid>
		<description><![CDATA[Recently the Florida Supreme Court issued a new Opinion limiting the type of information lawyers can include on their websites. Beginning in June 2010 law firm websites may no longer include testimonials, laudatory statements, and information about past results. While some changes to the current rules were necessary, with the proliferation of advertising it will [...]]]></description>
			<content:encoded><![CDATA[<p>Recently the Florida Supreme Court issued a new Opinion limiting the type of information lawyers can include on their websites. Beginning in June 2010 law firm websites may no longer include testimonials, laudatory statements, and information about past results. While some changes to the current rules were necessary, with the proliferation of advertising it will now be more difficult for prospective clients to determine whether the lawyer they intend to hire has the experience necessary to handle their case. There are however many additional ways to obtain that information. The first and most obvious way it to simply ask the lawyer, over the phone or at the initial meeting, to tell you what qualifies them to represent you. Any lawyer worth hiring will welcome this question though, surprisingly, it is one that few clients choose to ask. Ask the attorney how many cases similar to yours they have handled in the past. Ask if they will litigate your case to conclusion if necessary and find out how many jury trials they have personally handled. Ask if they intend to associate with other lawyers or refer your case out if the matter is not able to be resolved before a lawsuit is filed. You should also search the internet to see if you can find additional information about the lawyer you intend to hire. Websites such as www.avvo.com , www.martindale.com, and www.floridabar.org  are excellent resources as they provide useful information to help you decide which lawyer to retain.  The bottom line is, the more educated you are about the lawyer you choose, the more likely you are to be happy with your choice.</p>
<p>The Coral Springs-based, Weinstein Law Firm was established by managing partner and civil justice attorney, Andrew Weinstein more than 10 years ago. The firm represents individuals and families injured in automobile and premises liability accidents, as well as those harmed by dangerous and defective products throughout the State of Florida. In addition, the firm represents Florida health care professionals in a wide range of legal issues, which include Personal Injury Protection (PIP) and insurance claims. More information can be found at www.weinstein-law.com or by calling (954) 757-7500.</p>
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		<title>Askinglaw Reaches 5,000 Legal Questions</title>
		<link>http://askinglaw.com/askinglaw-reaches-5000-legal-questions/</link>
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		<pubDate>Mon, 01 Mar 2010 23:32:40 +0000</pubDate>
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		<guid isPermaLink="false">http://askinglaw.com/?p=10056</guid>
		<description><![CDATA[Askinglaw, a legal question and answer website, is excited to announce that on March 1st, 2010, the 5,000th legal question was posted on the site. Law questions asked ranged from areas of law including:
-Background Checks
-Bankruptcy &#38; Debt
-Business Law
-Civil Rights
-Class Action Lawsuits
-Constitution/Court Decisions
-Consumer Protection
-Credit Reports
-Criminal Law
-DWI/DUI
-Employee Rights
-Family Law
-Grandfather Law
-Immigration Law
-Legal Malpractice
-Medical Malpractice
-Personal Injury
-Real Estate Law
-Statute of [...]]]></description>
			<content:encoded><![CDATA[<p>Askinglaw, a legal question and answer website, is excited to announce that on March 1st, 2010, the 5,000th legal question was posted on the site. Law questions asked ranged from areas of law including:</p>
<p>-Background Checks<br />
-Bankruptcy &amp; Debt<br />
-Business Law<br />
-Civil Rights<br />
-Class Action Lawsuits<br />
-Constitution/Court Decisions<br />
-Consumer Protection<br />
-Credit Reports<br />
-Criminal Law<br />
-DWI/DUI<br />
-Employee Rights<br />
-Family Law<br />
-Grandfather Law<br />
-Immigration Law<br />
-Legal Malpractice<br />
-Medical Malpractice<br />
-Personal Injury<br />
-Real Estate Law<br />
-Statute of Limitations<br />
-Traffic Violations<br />
-Wills &amp; Estates</p>
<p>Feel free to visit Askinglaw.com today to ask and answer legal questions.</p>
<p>Askinglaw</p>
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		<title>The Importance of Law Costs Draftsmen</title>
		<link>http://askinglaw.com/the-importance-of-law-costs-draftsmen/</link>
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		<pubDate>Mon, 01 Feb 2010 12:19:28 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Legal Articles]]></category>
		<category><![CDATA[Other Legal Topics]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=9469</guid>
		<description><![CDATA[Law costs draftsmen deal with costs in every sector of law both litigated and non litigated.
The main job of a law costs draftsmen is to settle the cost of a law case. They provide that vital link that can not only lead to a satisfactory recovery of legal costs as efficiently as possible, but can [...]]]></description>
			<content:encoded><![CDATA[<p>Law costs draftsmen deal with costs in every sector of law both litigated and non litigated.</p>
<p>The main job of a law costs draftsmen is to settle the cost of a law case. They provide that vital link that can not only lead to a satisfactory recovery of legal costs as efficiently as possible, but can also release the lawyer to concentrate of servicing their clients without distractions. A law costs draftsman will also optimise the costs of a case ensuring the best possible outcome.</p>
<p>Law costs draftsmen deal with costs in every sector of law and have the best systems in place for the recovery of legal costs &#8211; the legal costs drafting service that moves cases to completion as quickly and efficiently as possible. Saving time means much less stress and hassle and also means costs saving.</p>
<p>A law costs draftsman recover Claimants&#8217; Costs or Part 20 Claimants&#8217; Costs (additional costs) on non litigated matters and litigated matters. When representing a client, a law costs draftsman will assess the case, offer advice, drafts the schedule of costs, negotiate the costs, prepare the necessary bills and costs, prepare court forms and draft replies. As you can see, there are a number of components relating to costs and without the use of a drafting service, these costs are often not tracked and optimised as well as they could be. A professional law cost draftsman who specialises in this sector of legal services is invaluable.</p>
<p>Legal cost negotiators can also offer the following:<br />
Advice and assistance on RTA Predictable Fee Cases<br />
Drafting interim Bills<br />
Drafting Schedules of Costs for:<br />
Allocation questionnaires<br />
Listing questionnaires<br />
Infant Approval Hearings<br />
Application hearings<br />
Consideration and Drafting of Points of Dispute<br />
Telephone and / or email Question and Answer Service<br />
Seminars presented by our best Law Cost Draftsman</p>
<p>When looking for a law cost drafting service, check the firm has the latest computer software relating to drafting and preparation of bills and costs. This ensures the firm consistently produces a quality service through every aspect of the case.</p>
<p>However, no matter how good systems and computers are, the most important ingredient is the law costs draftsman. Reliable, professional and dedicated law costs draftsmen operating as a team provide clients with a quality, reliable service.</p>
<p>So to conclude, the assistance of a law costs draftsman gives the solicitor and their client the peace of mind that all costs are fully layed out, that the costs are controlled and that the best possible practices are in place for the case.</p>
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		<title>Brain Injury and the Law</title>
		<link>http://askinglaw.com/brain-injury-and-the-law/</link>
		<comments>http://askinglaw.com/brain-injury-and-the-law/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 19:02:59 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Other Legal Topics]]></category>
		<category><![CDATA[Personal Injury]]></category>
		<category><![CDATA[Brain Injury]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=9399</guid>
		<description><![CDATA[Brain injuries range from mild to severe, and affect approximately 1.5 million people in the United States annually. Whether mild or severe, there is usually still a sudden dependence on others for care, disruption in daily life, and increased emotional distress for the victim and their family. Brain injury cases are often complicated and require [...]]]></description>
			<content:encoded><![CDATA[<p>Brain injuries range from mild to severe, and affect approximately 1.5 million people in the United States annually. Whether mild or severe, there is usually still a sudden dependence on others for care, disruption in daily life, and increased emotional distress for the victim and their family. Brain injury cases are often complicated and require an attorney who specializes in the area of brain injuries. Make sure to have a good attorney on your side.<br />
The medical community classifies brain injuries into two categories. Acquired brain injuries are usually due to certain medical conditions such as strokes. The other category is traumatic brain injuries. These are usually caused from some form of blow to the head or actually penetration into the brain from a physical assault, vehicle accident, or sports injury.<br />
In the United States, someone suffers a traumatic brain injury about every 15 seconds. Approximately 100,000 children sustain a brain injury annually. Out of one million people that enter the hospital for a brain injury every year, approximately 270,000 are classified as moderate to severe. Brain injuries are one of the leading causes of death in people under the age of 45. Roadway accidents cause about 50% of all brain injuries. Slip and falls are the culprit of brain injuries in people over the age of 75.<br />
Brain injuries often occur due to the negligence of others. If this can be proven, the victim is entitled to compensation under personal injury laws. Not only is the victim compensated, but in severe cases, the families are often compensated as well. Families are given compensation when their lifestyles have been dramatically changed by the victim’s injuries.<br />
Related Legal Site: <a href="http://www.tampainjurylawyers.com/">The Law Offices of Abrahamson &amp; Uiterwyk</a>. Serving clients in Tampa, FL.</p>
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		<title>Discrimination Against Race, Gender, and Religion</title>
		<link>http://askinglaw.com/discrimination-against-race-gender-and-religion/</link>
		<comments>http://askinglaw.com/discrimination-against-race-gender-and-religion/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 19:02:14 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Civil Rights]]></category>
		<category><![CDATA[Discrimination]]></category>
		<category><![CDATA[Other Legal Topics]]></category>
		<category><![CDATA[Discr]]></category>
		<category><![CDATA[Discrimination Law]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=9403</guid>
		<description><![CDATA[Discrimination is a part of everyday life and in a personal aspect it is unavoidable. However, Title VII of the Civil Rights Act of 1964 helps to eliminate it as much as possible in the workplace. Discrimination against Race, Gender, and Religion is against the law and Title VII enforces protecting workers from discrimination.
What The [...]]]></description>
			<content:encoded><![CDATA[<p>Discrimination is a part of everyday life and in a personal aspect it is unavoidable. However, Title VII of the Civil Rights Act of 1964 helps to eliminate it as much as possible in the workplace. Discrimination against Race, Gender, and Religion is against the law and Title VII enforces protecting workers from discrimination.<br />
<strong>What The Government Is Doing</strong><br />
Our government has set forth laws that forbid employers from basing their hiring decisions on a person’s characteristics. Such laws include the Equal Pay Act, Fair Labor Standards Act, and Civil Rights Act.  This also applies to how an employee is treated versus co-workers of different characteristics. There are also varying state and county laws that further protect employees and job applicants from discrimination.<br />
<strong>How To Know You Are Being Discriminated Against</strong><br />
Many people overlook or do not even notice when there is discrimination in the workplace. Some examples of this situation include:<br />
•	You make less in pay or receive less in benefits as someone who is of a different gender, race, or religion. If your job titles are different then this may not be discriminatory. If you do the same amount of work and have the same position as the person receiving more than you, then this would be discrimination.<br />
•	If you are fired from a position for no valid reason. If you were fired even though you have performed all job duties correctly and in a timely manner, this would be a violation of your rights. The same is true if you have shown a higher level of performance than co-workers who are of a different race, gender, or religion.<br />
•	If an employer asks an employee of a different gender to perform sexual favors in order to keep or further their position in the company.<br />
•	Another employee is being favored for bonuses, promotions, etc. although you perform as well or better than they do.<br />
•	The company is providing benefits at different levels for the same job position but different employee characteristics.<br />
•	Your employer or co-workers have expressed how they feel about a certain characteristic, and have used these feelings as a basis for hiring and promoting employees in the company.<br />
Although there are many laws prohibiting any type of discrimination in the workplace, it is still happening on a daily basis. There are many laws that are lowering the occurrence of this situation and employers as well as employees should know the rights and regulations of workplace practices.</p>
<p>Additional Legal Source:  <a href="http://www.helpingworkers.com/know-your-rights-employment-discrimination-race.php">Shavitz Law Group, P.A.</a> Serving all of Florida</p>
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		<title>Civil Tax Audits</title>
		<link>http://askinglaw.com/civil-tax-audits/</link>
		<comments>http://askinglaw.com/civil-tax-audits/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 19:01:24 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Other Legal Topics]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=9405</guid>
		<description><![CDATA[The IRS is widely known throughout the nation for many reasons, one of the most prominent reasons being the fact that they can audit your taxes at any given time.  It is important when the IRS decides to send an agent to audit your taxes that you are prepared and know what to expect. [...]]]></description>
			<content:encoded><![CDATA[<p>The IRS is widely known throughout the nation for many reasons, one of the most prominent reasons being the fact that they can audit your taxes at any given time.  It is important when the IRS decides to send an agent to audit your taxes that you are prepared and know what to expect.  Many tax payers view the IRS as if they are a threat. However, the IRS has been put in place to help the overall nation from illegal or corrupt practices.<br />
<strong>What Are The Taxpayers Rights?</strong><br />
Many people just assume that when the returns are submitted for an audit that they had done something wrong or made a calculated error.  While this may hold true in some circumstances, not all returns submitted have any errors.  It is important for the IRS agent to treat each individual equally as to not discriminate.  By law the tax payer has rights during an audit, some of these rights include:<br />
•	The right to privacy and confidentiality regarding their taxes.<br />
•	The right to be treated in a courteous and professional manner by the agent.<br />
•	The right to be informed as to why the agent is requesting information, what they will do with that information, and what are the consequences of not providing this information.<br />
•	The right to be represented, either by oneself or an authorized representative.<br />
•	The right to appeal any disagreement, both before the courts and/or within the IRS.<br />
<strong>How Does The IRS Choose Their Audits?</strong><br />
How did my return get chosen?  That is one of the most common questions asked when he tax payers return has been chosen for audit. Many people are under the impression that the IRS chooses tax payers who have made a critical error in their tax return. However, there are a variety of methods used to select a taxpayer for an audit.  Some of these methods include:<br />
•	Computer Scoring – some tax returns are chosen for audit on a computer scoring basis.  This is done through a program that gives each individual return a numeric score.  One part of the program looks for changes based on past IRS experiences with similar tax returns.  Another part of the program reads the tax return based on the possibility for unreported income.  After the computer program has selected the highest scoring returns, and IRS agent will screen these returns to select them for audit based on which ones presumably need review.</p>
<p>•	Large Corporations &#8212; the IRS tends to audit multiple large corporate returns on an annual basis due to the fact there is a higher chance of error.</p>
<p>•	Potential participants in abusive tax avoidance transactions &#8212; the IRS selects certain returns based on information they have obtained through the efforts of identifying taxpayers who promote or participate in abusive tax avoidance transactions.</p>
<p>•	Information matching &#8212; multiple returns that are selected for audit has been selected due to the fact that the forms W-2 or the form 1099 do not match the income reported on the tax return.</p>
<p>•	Related examinations &#8212; returns may also be chosen for audit if they have been associated with issues or transactions with other taxpayers, such as business partners, who have also been selected to have their returns audited.</p>
<p>Related Legal Site:  <a href="http://www.thorntaxlaw.com/practices/Civil-Tax-Audits/">Thorn Law Group</a>. Serving clients nationwide and in Washington DC.</p>
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		<title>Overview of Divorce Law</title>
		<link>http://askinglaw.com/overview-of-divorce-law/</link>
		<comments>http://askinglaw.com/overview-of-divorce-law/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 18:59:56 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Family Law]]></category>
		<category><![CDATA[Other Legal Topics]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=9407</guid>
		<description><![CDATA[In the United States there have been drastic changes in the laws and procedures involved with divorce over the last 4 decades. Understanding divorce law is not easy, but understanding the legal parts of these changes may help.  Many of the changes that have been made over this time period have considerably altered the [...]]]></description>
			<content:encoded><![CDATA[<p>In the United States there have been drastic changes in the laws and procedures involved with divorce over the last 4 decades. Understanding divorce law is not easy, but understanding the legal parts of these changes may help.  Many of the changes that have been made over this time period have considerably altered the application process for divorce and how the divorce affects the parents and children. When applying for divorce or a legal serration the best advice most lawyers give is learning some of the basics beforehand.<br />
<strong>Who Is At Fault?</strong><br />
As with many other laws, each state varies on rules and procedures.  Depending on the state, there can be wide variations in how the divorce process such as division of assets and children is done.  Before the 70’s divorce was widely considered a social blunder and was looked down upon by the standards of society. Thus, many people avoided divorce at all costs.  Understanding divorce laws also means you need to have an understanding of how a person is found guilty in the divorce.<br />
Each of the 50 states usually grants divorce on the foundation of marital fault such as adultery, mental or physical abuse, or some other type of wrong done by the person at fault. The courts usually award a loser and winner based on which person was guilty of any misconduct. If it was the husband that was the guilty part, he would be required to give a majority of the assets to the wife and lose custody of any children involved, and vice versa.  Before the 70’s however, the innocent spouse would be rewarded by staying true their vows and the guilty spouse would be penalized for the misconduct.<br />
<strong>Basics</strong><br />
While understanding everything involved with divorce law can be an obstacle, the basics of divorce law are much easier to grasp.  After 1970 laws have been passed by many states to have a no-fault divorce.  Now divorce is the ending of a marriage that is not obligated to be a result of wrong doing by either spouse.  There are no guilty or innocent verdicts and there does not have to be a form of marital wrong doing in order for the divorce to happen. It is possible to get a divorce simply because each part is not happy in their marriage.<br />
An important factor involved with divorce law is a prenuptial agreement. A prenuptial agreement is defined as a contractual agreement created before the marriage ever begins.  It handles situations such as division of the assets if a divorce were to happen. Simply put, the agreement states that the man and woman both agree upon how any assets will be divided after the divorce. This helps protect the other spouse from taking a majority of the assets when the marriage ends.  A majority of the situations involving a prenuptial agreement occur when one spouse has a significant sum in assets and the other does not, this protects the wealthier spouse.<br />
Additional Legal Tools: Visit the <a href="http://www.wurtzellaw.com/practiceareas/Family-Law-Divorce-and-Child-Custody.asp">law offices of Elan Wurtzel</a> for more information on divorce.</p>
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		<title>Askinglaw, A Legal Question and Answer Site</title>
		<link>http://askinglaw.com/askinglaw-a-legal-question-and-answer-site/</link>
		<comments>http://askinglaw.com/askinglaw-a-legal-question-and-answer-site/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 21:26:32 +0000</pubDate>
		<dc:creator>askinglaw</dc:creator>
				<category><![CDATA[Other Legal Topics]]></category>
		<category><![CDATA[Law Answers]]></category>
		<category><![CDATA[Law Q & A]]></category>
		<category><![CDATA[Law Questions]]></category>
		<category><![CDATA[Legal Answers]]></category>
		<category><![CDATA[Legal Questions]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=9253</guid>
		<description><![CDATA[Welcome to Askinglaw.com. Askinglaw is a law question and answer site. Post your legal related questions and wait for answers or comments from the Askinglaw community. Askinglaw also has an online lawyer directory to find an attorney.
]]></description>
			<content:encoded><![CDATA[<p>Welcome to Askinglaw.com. Askinglaw is a law question and answer site. Post your legal related questions and wait for answers or comments from the Askinglaw community. Askinglaw also has an online lawyer directory to find an attorney.</p>
]]></content:encoded>
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		<title>what is ASSN CRT AP</title>
		<link>http://askinglaw.com/what-is-assn-crt-ap/</link>
		<comments>http://askinglaw.com/what-is-assn-crt-ap/#comments</comments>
		<pubDate>Mon, 21 Dec 2009 22:58:28 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Legal Questions]]></category>
		<category><![CDATA[Other Legal Topics]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=8716</guid>
		<description><![CDATA[what is ASSN CRT AP
]]></description>
			<content:encoded><![CDATA[<p>what is ASSN CRT AP</p>
]]></content:encoded>
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		<title>Notifying Possible Defendants</title>
		<link>http://askinglaw.com/notifying-possible-defendants/</link>
		<comments>http://askinglaw.com/notifying-possible-defendants/#comments</comments>
		<pubDate>Sun, 20 Dec 2009 02:37:51 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Other Legal Topics]]></category>
		<category><![CDATA[Defendants]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=8657</guid>
		<description><![CDATA[When you have been injured in an accident you need to notify anyone whom you feel is at fault in the event that you are going to file a claim.  You don’t have to know for sure who is at fault, but you must think about who might be.  You do not have [...]]]></description>
			<content:encoded><![CDATA[<p>When you have been injured in an accident you need to notify anyone whom you feel is at fault in the event that you are going to file a claim.  You don’t have to know for sure who is at fault, but you must think about who might be.  You do not have to give information out in the beginning regarding your situation or injuries that were obtained.  You just need to let the possible defendants know that you were hurt and are going to file a claim.  This can be something that an attorney personalizing in personal injury law can help you with.</p>
<p>You want to notify anyone who you feel might be responsible.  Decide exactly whom you are going to notify.  This will often depend on the circumstances of the accident.  You will need to notify all drivers involved.  This may also include the owner of the vehicles, employer if the accident involved a company car, and your insurance company.  There may be other depending in your accident situation.  Notify anyone that you feel could be a future defendant.  The possible guilty parties must know in advance for you claim against them to be valid.</p>
<p>Once you have had time to think about who is at fault, you will want to write them letters.  These letters should tell them about the accident and that you were injured.  You may need to send to different types of people.  If your accident was a slip and fall, you will need to write to the business where you fell and the property owner.</p>
<p>Further Legal Information: If you would like to know more about accident laws please visit the attorneys at <a title="Injury Lawyers" href="http://www.theinjurylawyers.com/">Abrahamson &amp; Uiterwyk</a>.</p>
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		<title>Rights of Resident, If a person or persons break into your home in the state of North Carolina..</title>
		<link>http://askinglaw.com/rights-of-resident-if-a-person-or-persons-break-into-your-home-in-the-state-of-north-carolina/</link>
		<comments>http://askinglaw.com/rights-of-resident-if-a-person-or-persons-break-into-your-home-in-the-state-of-north-carolina/#comments</comments>
		<pubDate>Sat, 19 Dec 2009 17:39:10 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Other Legal Topics]]></category>
		<category><![CDATA[Real Estate Law]]></category>
		<category><![CDATA[North Carolina Lawyer]]></category>
		<category><![CDATA[self defense laws]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=8670</guid>
		<description><![CDATA[If a person or persons break into your home in the state of North Carolina, What can the resident do to protect his or her home. How much force is legal&#8230;
]]></description>
			<content:encoded><![CDATA[<p>If a person or persons break into your home in the state of North Carolina, What can the resident do to protect his or her home. How much force is legal&#8230;</p>
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		<title>question, im thinking about dating a woman that is legally seperated..</title>
		<link>http://askinglaw.com/question-im-thinking-about-dating-a-woman-that-is-legally-seperated/</link>
		<comments>http://askinglaw.com/question-im-thinking-about-dating-a-woman-that-is-legally-seperated/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 21:13:31 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Other Legal Topics]]></category>
		<category><![CDATA[military law]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=8446</guid>
		<description><![CDATA[im thinking about dating a woman that is legally seperated. im in the military and i am wondering if i can get in trouble with the military?
]]></description>
			<content:encoded><![CDATA[<p>im thinking about dating a woman that is legally seperated. im in the military and i am wondering if i can get in trouble with the military?</p>
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		<slash:comments>1</slash:comments>
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		<title>Direct wine sales, Madison WI</title>
		<link>http://askinglaw.com/direct-wine-sales-wisconsin/</link>
		<comments>http://askinglaw.com/direct-wine-sales-wisconsin/#comments</comments>
		<pubDate>Mon, 30 Nov 2009 23:49:51 +0000</pubDate>
		<dc:creator>Legal Information</dc:creator>
				<category><![CDATA[Other Legal Topics]]></category>
		<category><![CDATA[Wine Laws]]></category>
		<category><![CDATA[Wisconsin Possesion of Alcohol]]></category>

		<guid isPermaLink="false">http://askinglaw.com/?p=8327</guid>
		<description><![CDATA[I am curious if it is legal in the state of Wisconsin to sell wine directly to the consumer through in-home tastings? I know that it is legal in some states. If yes, what licenses or permits would be needed?
Madison, WI
]]></description>
			<content:encoded><![CDATA[<p>I am curious if it is legal in the state of Wisconsin to sell wine directly to the consumer through in-home tastings? I know that it is legal in some states. If yes, what licenses or permits would be needed?<br />
Madison, WI</p>
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