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How to Spot Fake Gucci Handbags

Posted on : 17-04-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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In fashion world, a perfect handbag is indispensable. Women love to shop for handbags from top brands like Hermes and Gucci. Taking an authentic handbag of famous brand not only means that they are affluent but also means that they are fashionable. But with the success in fashion world a problem comes. Today, cheap knock-off Gucci handbags are sold all over the world. How awful it is to open the handbag that you coveted for quite a long time only to find it is a fake. So if you want to get the best deal, you should have the ability to identify an authentic Gucci handbag from a fake one. There are some details you should check when you buy a Gucci handbag.Observe the material of the handbag. Authentic Gucci handbags are made of high quality materials. The company use real leather or animal skin to manufacture the bags. And Gucci handbags are made from a single piece of leather, so you shouldn’t see seams where the bag was stitched using several different pieces.Look into the craftsmanship of the handbag. The authentic designer handbags are expensive. Not only because the brand name and the prestige they carry cost money, but also the high standard of quality command higher prices. The craftsmanship on the real ones is unquestionable, not a single stitch in the handbag would be out-of-place. Gucci handbags have straight, firm stitching, with high-quality threading. If the stitching on the handbag is skew-whiff, messy or inconsistent in any way, it is likely a fake one. You will not see puckered leather, wonky stitching on an authentic designer Gucci handbag.Look for the serial number. Many brands of authentic handbags have serial number. Gucci includes a small leather tag on the zipper seam of the handbag where the serial number locates. There are 4 to 6 numbers on the tag stamped and located at the back of the leather. The tag also says GUCCI and stamped where it is made.Inspect the handbag’s hardware. All of the hardware should in right color and sheen. You can check it on official website of the company. The hardware also should not been scratched. The brand name or logo should be engraved on the hardware, not embossed or simply printed. You can also find the brand name of logo engraved on the strap hardware.Gucci handbags are a wondrous and beautiful extension of our very personalities. We can make quite the fashion statement with what handbag we choose to use. A handbag can change according to our tastes, our emotions, and our moods. Of course, there is no guarantee that the handbag you are getting is a genuine, authentic Gucci handbags. However, those steps above will help keep you at the top of your game.
Also recommend a place where you can find discount replica handbags at http://www.replicahandbagscheap.com ,their price and collections are amazing!

Has Your Bankruptcy Client Used Their Credit Cards Within the Past 90 Days?

Posted on : 27-03-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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The importance of why obtaining this information from the client is essential because it could prevent you from unnecessary Adversary Proceedings filed against your client in bankruptcy.

The average consumer who has never filed bankruptcy rarely understands that charging their credit cards to the maximum limit of their credit, then filing bankruptcy, is fraud. Instead, many people believe it is their right to buy all the assets they need now because it will help them through the bad times when they file bankruptcy.

But regardless of the logic the client may use to commit fraud, the fact remains that it is unfair for the creditors who extended them credit within the past 90 days. Besides, if the client could discharge these debts in bankruptcy, it would provide the client with an unfair advantage because the creditors were not aware of the upcoming bankruptcy filing when they granted them credit.

I am a paralegal with a sincere heart for the debtor; but fair is fair. I believe we should all work hard to keep the law fair and balanced. This is one way of doing it, making sure the clients have not used their credit cards within the past 90 days and being able to prove it to the trustee.

Because this is such an important issue in bankruptcy, in order to drive the point home even further; how would you feel if you granted a friend $5,000 in credit to buy things from your store? All you ask your friend to do is pay you back; to which she agreed. Your friend is considering filing bankruptcy after charging $1,000 at your store; which your friend listed on Schedule F of her bankruptcy petition. However, one week before your friend files bankruptcy, she comes into your store and purchases $4,000 worth of products. Your friend knows at the time of her purchase that she will not be able to pay this money back. This is the reason why this act is considered FRAUD. Your friend is fully aware of committing the fraud before the act is committed. This is known as premeditated behavior and always carries a much heavier penalty in all areas of law.

Why am I telling you all this? Because it will help you to take this issue very seriously. When you are conducting a bankruptcy client intake interview and you ask a client the question: “Have you used your credit cards within the past 90 days?” do not simply bypass this question and assume the clients are being truthful when they answer no.

During intake interviews where I have been training attorneys and paralegals, I have often found that when the client answers [no] to this question, it was nonchalantly passed by and forgotten. Unless they have been trained, many law firm staff as well as attorneys do not know the importance of this question and the repressions it can cause. And because of their lack of knowledge, many bankruptcy petitions have gone to Adversary Proceedings simply because the clients used their credit cards within the past 90 days and the credit card company provided verification when they filed an Objection.

Therefore, the article you are reading now could potentially save you thousands of hours in lost time simply by placing an emphasis on this particular issue during client intake interviews. And there is no better time to obtain this information than during a face-to-face interview with the client.

Suggestions for Face-to-Face Client Intakes

Every time you ask a question, look straight into the client(s) eyes and wait for a response. Do not try to rush them into a response. Do not try to look annoyed or coach them to provide an answer. Instead, WAIT for them to answer. Have a piece of paper beside the file where you pick up a pen and write notes during the interview. This piece of paper can also serve as a place to write down questions the client(s) may have for the attorney if the interview is conducted by a non-attorney.

Or, if you are the attorney doing the intake interview, write down notes about the questions you answered that the client(s) asked. As soon as possible after the intake interview, the person who did the Initial Intake Form interview should type out their notes and save them as a Word or PDF file which is placed inside the client(s) electronic file within the law firm. This document is an extra added piece of insurance to verify information the client(s) provided.

You will find in consumer bankruptcy that client(s) have a tendency to change their stories quite often. Normally this is only caused from being nervous and emotionally drained. Give your client(s) a break and spend time helping them to feel more relaxed. Even the smallest gesture of kindness goes a long way and the client(s) will refer business to you. Therefore, train all members of your staff to treat client(s) like celebrities and you will have a thriving law practice, guaranteed.

Suggestions for Client Intakes Conducted by Telephone

Another way to ask client(s) if they have used their credit cards within the past ninety (90) days and obtain a more truthful answer when you are not face-to-face is: “If you have used your credit cards within the last 3 months we will need to document how you spent the money in order to protect you. What credit cards have you used and what did you spend the money on?” By asking the question in this manner you are asking it in a way that is more positive toward promoting a [yes] response versus an automatic [no] when you ask: “Have you used your credit cards to make purchases within the past 90 days?”

Where Should You Place This Information on Schedule F

I have already trained my students to place the LAST DATE the credit card was used on the DATE line of Schedule F. For example:

Date: 2005, Last date used: 10/2009

When you print out Schedule F you will find that placing the LAST DATE the credit card was used in this location allows the trustee to scan down the list and easily locate the information he or she needs. If there is an Objection from a creditor, the trustee will view the information provided on Schedule F and probably request verification from the attorney.

Summary

It is my desire that the articles I write help to provide Chapter 7 and Chapter 13 bankruptcy attorneys with information they need to positively affect their law firm. If I can help your particular law firm with training and support in the area of Chapter 7 and Chapter 13 bankruptcy, simply Google my name: VICTORIA RING or connect with me on LinkedIn.

AUTHOR BIO

Victoria Ring is a Certified Paralegal and Debtor Bankruptcy Specialist. She currently serves as the CEO for Colorado Bankruptcy Training as well as the senior adviser for the 713 family of companies. Additional information can be obtained at victoria-ring.com.

A Solution to Streamline Chapter 7 and 13 Bankruptcy Law Firm Operations

Posted on : 27-03-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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When a consumer is interested in filing bankruptcy, they will normally contact a bankruptcy attorney in their area or simply walk into their office with no prior appointment. The average consumer will also want to know how much it will cost to file bankruptcy, at which time the attorney must gather enough information about their financial situation to provide a reasonable quote for services. The majority of attorneys do this by providing a free initial consultation.

Unfortunately, this method is proving to be extremely unsuccessful for many Chapter 7 and Chapter 13 bankruptcy attorneys. For example, a small law practice in Denver, Colorado recently said that she often only coverts 2 out of 10 free consultations to actual bankruptcy clients who retain her services. This is a great loss of time and money; in fact, about 80% of it.

Another attorney in Los Angeles, California said that he spends about 25 hours of free consultations per week to average 3 new clients who pay a retainer. And still, another attorney in Phoenix, Arizona said that he is spending so much of his time with free client consultations that end up resulting in a total loss of income, that he has little time to dedicate to clients who have retained him. He is considering hiring an in-house attorney or law student but is afraid he cannot afford it right now.

Problems like these, and thousands more like them are not uncommon in the average Chapter 7 and 13 bankruptcy office today. However, attorneys are finding the necessity to streamline operations just to keep up with the increased workload within the bankruptcy industry itself. They no longer can afford to spend 3, 4 or more hours per day interviewing clients, only to find out they either are ineligible to file bankruptcy; or even worse, to discover there are potential problems that may cost more time for the attorney or paralegal that were not anticipated during the initial client meeting.

A Proposed Solution

The Initial Intake Form, a tool recently developed by Colorado Bankruptcy Training, is designed to enable law firms to meet these time saving goals as well as accomplish much more.

The Initial Intake Form is a 4-page form that is basically comprised of yes and no questions. This makes it very simple and fast for potential client(s) to fill out and complete either at the law firm or over the internet by accessing the law firm’s website. The information gathered from these yes and no responses is designed to be simple and fast for the attorney to interpret also. This is accomplished through the extremely detailed, 75-page Operations Manual that comes with the package.

In order for the Initial Intake Form to provide maximum benefits to bankruptcy law firms, the form is provided to attorneys in the following formats:

1. The HTML version is designed to fully integrate with the existing law firm website. Potential clients visit the website, fill out the form and the responses are automatically emailed to the law firm. The attorney interprets the answers from the form and if the attorney decides to take the case, contacts the clients to schedule an appointment to sign the Retainer Agreement as well as conduct the client intake interview.

2. The Adobe Acrobat version is form fillable; meaning that it can be completed online from the law firm website as well or any computer in the office. The PDF form is also fully customizable so that it can be made to comply with internal law firm operations.

3. The Microsoft Word version is also fully customizable and can be opened by both Word and WordPerfect users.

As previously mentioned the main heart of the package is the extensive, 75-page Operations Manual that helps the bankruptcy law firm to quickly and easily alter their present operations in order to achieve the following goals:

Goal No 1

The first major goal of the Initial Intake Form is to provide the attorney with enough information so that he or she can more accurately project the figures for Schedule I and J of the bankruptcy petition. This will enable the attorney to more accurately determine the complexities of the case as well as the possibility whether this case will most likely become a Chapter 7 or 13.

Goal No 2

The second goal of the Initial Intake Form is to provide the attorney with enough information to ascertain the complexity of the case by examining other areas outside the financial method discussed in Goal No 1.

Goal No 3

The third goal of the Initial Intake Form is to provide the attorney with enough knowledge to reasonably give the client(s) a more accurate fee quote.

Goal No 4

The fourth goal of the Initial Intake Form is to cross-reference responses from other questions to ensure the information provided by the client(s) is consistent and accurate. This allows the attorney to maintain better due diligence which is a requirement under the bankruptcy code.

Goal No 5

The fifth goal of the Initial Intake Forms is to assist in streamlining intake operations. This is important today because of the massive growth of the debtor bankruptcy field. Old methods that used to work no longer work because of the fast moving needs and requirements within the industry itself.

To find out more and watch a product demo VIDEO about the Initial Intake Form Kit, visit:

http://www.coloradobankruptcytraining.com/products_intakeform.html

ABOUT THE AUTHOR

Victoria Ring is a Certified Paralegal and Debtor Bankruptcy Specialist. She currently serves as the CEO for Colorado Bankruptcy Training as well as the senior adviser for the 713 family of companies. Her complete bio can be viewed at http://www.victoria-ring.com

Handling a Personal Injury Suit on Your Own Behalf

Posted on : 24-03-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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If you’re like most people, you’ve seen dozens and dozens of advertisements for attorneys that will handle a personal injury lawsuit for you. With all these choices and options available, and since it doesn’t typically cost you any money until you win a suit, why would anyone consider handling a personal injury lawsuit on their own?

Perhaps it’s the idea that an attorney does take a share of the money you get from such a suit, or it’s the belief that a lawsuit is quick and easy that convinces some to try it on their own. Before you go this route, however, here are a few quick considerations for you.

Legal Process

Despite what you may see on television, there is much more to the legal process than standing in front of a judge and arguing your case. Papers need to be filed and they need to be composed correctly. Without these papers, you will never even get your day in court. Also, you need to understand everything involved in the process of your case including what you are and are not allowed to do.

Anything done in a court of law that is not according to legal process can get your case dismissed or thrown out of court. And if you don’t understand the legal process from the beginning, you may never even get that far.

Arguing Your Case

There is also much more to arguing your case than just standing before the judge and reciting the facts. What if the other side brings in medical experts to dispute your claims of injury; how will you answer those disputes? To what are you even legally entitled when it comes to monetary damages for an injury? What about additional damages; do you know what they are and how to ask for those as well?

The money that is charged by a personal injury lawyer can be well worth their expertise in the legal arena. Keep in mind that without their help, you may very well get nothing at all. So rather than assume that you can handle something as complicated as a personal injury lawsuit on your own, consider at least consulting with an attorney to see what they can do for you. This article is not meant to provide legal advice.

Contact Wurtzel Law of Long Island, NY for more details – www.WurtzelLaw.com

Burn Injury Statistics and Personal Injury Claims

Posted on : 24-03-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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Over 4000 Americans die each year as a result of burn injuries
Over 23,000 people are serious injured by fire each year in the United States

The United States Fire Administration collects statistics for the number of people injured or killed as a result of burn injuries each year in the United States. According to their data, each year there are in excess of four thousand people killed as a result of being involved in a fire and a further twenty three thousand are seriously injured and require hospital treatment. In total there are around a million and a quarter burn injuries every year in the United States and around twenty seven percent of these injuries involve African Americans or Native Americans, who have a far greater death rate from burn injuries. More men than women die in fire related accidents and children accord for nineteen percent of all deaths and older people over the age of sixty five for around twenty six percent.

If someone is injured in a fire related accident then they may be entitled to compensation for burn injuries. Such injuries can include burns to any part of the body such as the skin, eyes, lungs or even brain. In severe burn cases, hands and feet may have to be amputated.

Compensation claims usually look to recover medical expenses and any ongoing care costs as well as lost wages and potential loss of earnings. The victim can claim compensation for physical pain suffered, disfigurement, any disability they are left with and also emotional distress and mental impairment. On top of these actual damages a punitive claim can be brought for a monetary award to punish the person held responsible for the fire.

If a victim of burn injuries dies as a result of the burns sustained then there maybe a wrongful death case and the surviving spouse of the deceased or a dependent can bring a civil claim against the person or company deemed responsible for the accident and death.

This article is not to be used to replace proper legal advice.

Further legal pages: The Jodat Law Group personal injury lawyers, based in Tampa, Florida.

The Risks Associated with Social Networking Sites

Posted on : 05-03-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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It is no secret that the way we communicate and interact with each other has been permanently changed as a result of the advent of social networking sites such as Facebook, MySpace, & Twitter. Recent statistics indicate that Facebook now has more than 300 million active users – a number that grows by more than 250,000 every day. It seems that almost everyone, including many businesses, use social media to create new relationships and strengthen or re-discover existing ones. While the benefits of these social networking sites are obvious, the potential pitfalls may not be. You might recall a story that received some attention back in July concerning the incoming chief of MI6, Britain’s international spy agency. In that case, the spy chief’s wife posted personal details about their family, vacations plans, and residence on her open Facebook page. While the British Foreign Secretary tried to downplay the significance of the disclosure it was obvious that the leak was more than just an embarrassment for the government. Though I don’t expect that any of us will be divulging state secrets on our Facebook pages, the information we do post can have unintended consequences months and even years later. Remember, the information you post on these sites can float around in cyberspace in perpetuity.

As a trial lawyer, I have seen many cases adversely impacted by the information innocently posted on social networking sites. Savvy defense lawyers, investigators, and insurance adjusters are routinely scouring these sites to obtain information that can damage or, in some cases, destroy your injury claim. For example, comments such as “Wow, my back really hurts after that tennis game” or “Spent last night horsing around with the kids and now my neck is killing me” can and will be used against you in your personal injury case. Even vacation photos that you post can be used to argue to a jury that you aren’t really injured.

My advice is to not post any information on Facebook that you wouldn’t want your employer, your parents, or a jury to see at a later date. If you have a pending case or claim, it is best to take down your site until the case is over with. Do not assume that by setting your page to private you are protecting yourself and preventing uninvited guests from accessing your posts. Insurance companies and defense attorneys have many ways, some ethical and some not, of obtaining this information. Remember, as Benjamin Franklin famously said, “An ounce of prevention is worth a pound of cure.”

If you have any questions regarding setting a social networking policy, or would like a free consultation about your personal injury claim, please feel free to contact me, Andrew Weinstein of the Weinstein Law Firm • (954) 757-7500.

How to Choose a Lawyer

Posted on : 05-03-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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Recently the Florida Supreme Court issued a new Opinion limiting the type of information lawyers can include on their websites. Beginning in June 2010 law firm websites may no longer include testimonials, laudatory statements, and information about past results. While some changes to the current rules were necessary, with the proliferation of advertising it will now be more difficult for prospective clients to determine whether the lawyer they intend to hire has the experience necessary to handle their case. There are however many additional ways to obtain that information. The first and most obvious way it to simply ask the lawyer, over the phone or at the initial meeting, to tell you what qualifies them to represent you. Any lawyer worth hiring will welcome this question though, surprisingly, it is one that few clients choose to ask. Ask the attorney how many cases similar to yours they have handled in the past. Ask if they will litigate your case to conclusion if necessary and find out how many jury trials they have personally handled. Ask if they intend to associate with other lawyers or refer your case out if the matter is not able to be resolved before a lawsuit is filed. You should also search the internet to see if you can find additional information about the lawyer you intend to hire. Websites such as www.avvo.com , www.martindale.com, and www.floridabar.org are excellent resources as they provide useful information to help you decide which lawyer to retain. The bottom line is, the more educated you are about the lawyer you choose, the more likely you are to be happy with your choice.

The Coral Springs-based, Weinstein Law Firm was established by managing partner and civil justice attorney, Andrew Weinstein more than 10 years ago. The firm represents individuals and families injured in automobile and premises liability accidents, as well as those harmed by dangerous and defective products throughout the State of Florida. In addition, the firm represents Florida health care professionals in a wide range of legal issues, which include Personal Injury Protection (PIP) and insurance claims. More information can be found at www.weinstein-law.com or by calling (954) 757-7500.

Askinglaw Reaches 5,000 Legal Questions

Posted on : 01-03-2010 | By : | In : Other Legal Topics

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Askinglaw, a legal question and answer website, is excited to announce that on March 1st, 2010, the 5,000th legal question was posted on the site. Law questions asked ranged from areas of law including:

-Background Checks
-Bankruptcy & Debt
-Business Law
-Civil Rights
-Class Action Lawsuits
-Constitution/Court Decisions
-Consumer Protection
-Credit Reports
-Criminal Law
-DWI/DUI
-Employee Rights
-Family Law
-Grandfather Law
-Immigration Law
-Legal Malpractice
-Medical Malpractice
-Personal Injury
-Real Estate Law
-Statute of Limitations
-Traffic Violations
-Wills & Estates

Feel free to visit Askinglaw.com today to ask and answer legal questions.

Askinglaw

The Importance of Law Costs Draftsmen

Posted on : 01-02-2010 | By : Legal Information | In : Legal Articles, Other Legal Topics

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Law costs draftsmen deal with costs in every sector of law both litigated and non litigated.

The main job of a law costs draftsmen is to settle the cost of a law case. They provide that vital link that can not only lead to a satisfactory recovery of legal costs as efficiently as possible, but can also release the lawyer to concentrate of servicing their clients without distractions. A law costs draftsman will also optimise the costs of a case ensuring the best possible outcome.

Law costs draftsmen deal with costs in every sector of law and have the best systems in place for the recovery of legal costs – the legal costs drafting service that moves cases to completion as quickly and efficiently as possible. Saving time means much less stress and hassle and also means costs saving.

A law costs draftsman recover Claimants’ Costs or Part 20 Claimants’ Costs (additional costs) on non litigated matters and litigated matters. When representing a client, a law costs draftsman will assess the case, offer advice, drafts the schedule of costs, negotiate the costs, prepare the necessary bills and costs, prepare court forms and draft replies. As you can see, there are a number of components relating to costs and without the use of a drafting service, these costs are often not tracked and optimised as well as they could be. A professional law cost draftsman who specialises in this sector of legal services is invaluable.

Legal cost negotiators can also offer the following:
Advice and assistance on RTA Predictable Fee Cases
Drafting interim Bills
Drafting Schedules of Costs for:
Allocation questionnaires
Listing questionnaires
Infant Approval Hearings
Application hearings
Consideration and Drafting of Points of Dispute
Telephone and / or email Question and Answer Service
Seminars presented by our best Law Cost Draftsman

When looking for a law cost drafting service, check the firm has the latest computer software relating to drafting and preparation of bills and costs. This ensures the firm consistently produces a quality service through every aspect of the case.

However, no matter how good systems and computers are, the most important ingredient is the law costs draftsman. Reliable, professional and dedicated law costs draftsmen operating as a team provide clients with a quality, reliable service.

So to conclude, the assistance of a law costs draftsman gives the solicitor and their client the peace of mind that all costs are fully layed out, that the costs are controlled and that the best possible practices are in place for the case.

Brain Injury and the Law

Posted on : 31-01-2010 | By : Legal Information | In : Other Legal Topics, Personal Injury

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Brain injuries range from mild to severe, and affect approximately 1.5 million people in the United States annually. Whether mild or severe, there is usually still a sudden dependence on others for care, disruption in daily life, and increased emotional distress for the victim and their family. Brain injury cases are often complicated and require an attorney who specializes in the area of brain injuries. Make sure to have a good attorney on your side.
The medical community classifies brain injuries into two categories. Acquired brain injuries are usually due to certain medical conditions such as strokes. The other category is traumatic brain injuries. These are usually caused from some form of blow to the head or actually penetration into the brain from a physical assault, vehicle accident, or sports injury.
In the United States, someone suffers a traumatic brain injury about every 15 seconds. Approximately 100,000 children sustain a brain injury annually. Out of one million people that enter the hospital for a brain injury every year, approximately 270,000 are classified as moderate to severe. Brain injuries are one of the leading causes of death in people under the age of 45. Roadway accidents cause about 50% of all brain injuries. Slip and falls are the culprit of brain injuries in people over the age of 75.
Brain injuries often occur due to the negligence of others. If this can be proven, the victim is entitled to compensation under personal injury laws. Not only is the victim compensated, but in severe cases, the families are often compensated as well. Families are given compensation when their lifestyles have been dramatically changed by the victim’s injuries.
Related Legal Site: The Law Offices of Abrahamson & Uiterwyk. Serving clients in Tampa, FL.