I reside in California and purchased a duplex in Buffallo NY. Property was maintained and had property mgr for 2 yrs until the company quit complaining of vandelism and inability to do its job. Also took out a home equity interest only with balloon payment in the end type loan. The loan is in default […]
Mortgage's archives
Buffalo NY Court Summons real estate property neglect back taxes
Who has rights to the house after death?
My mom and a man bought a house in Houston, TX about 18 years ago, and about 9 years ago they got married. My mom died this past September 2008, and she did not have a will. My stepfather continues to live in the house but my concern is that he wants to have my […]
Possible foreclosure
My father, sister, her husband and I all signed for a home. My father is the primary borrower and the rest are co-borrowers. We all lived in the new house till my father couldn’t get along with anyone at the house and he left. My sister, bro in law and I tried […]
Can he buy without me?
According to California law, am I able to backout of a new contract for a car or home that he has bought without me? My name isnt on the contract or title. Can it be done without penalty?
He’s done this on quite a few things and I am sharing the debt!
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Co Signer Las Vegas, Nevada
I co-signed for a home mortgage when I was 21 years old for my sister after she got a divorce with the verbal agreement she would refinance after 1 year. That was 13 years ago and she still refuses to refinance because “she doesn’t want a higher interest rate”. The bank has tried to foreclose […]
purchased mobile home
in 1995 my mother-n-law gave my husband 1 acre of land, verbally. she didnot want land in his name until her death, she said was stipulated in her will. she was aware that we wanted to put a new mobile home on land and she agreed. since land was in her name, mobile home also […]
Time share ownership California
I have a time share ownership at San Luis Bay Inn in California. I can’t afford it now and would like to just give it away or foreclose (even tho I don’t think you can foreclose on a timeshare). What happens if I pay off the loan, but don’t pay the maintenance fees […]
Can an HOA Condo Association establish a maximum number of units a single owner or entity can acquire within a Condo Complex HOA?
Our Condo HOA is located in San Antonio, TX. We have a person who has destoryed our HOA by buying up distressed units within our HOA that now gives this person a 17% ownership in the HOA that has hiked our insurance and prevents other owners in selling via VHA or VA loans who restrict […]
Unsecured debt in Virginia after death of debtor
City and State - Suffolk, VA
My mother recently died (07-24-08). She had $6,836.07 in unsecured credit card debt. She owned the home and adjacent lot where she and my family has lived for the past 44 years. She left no will. The home still has my father and her name listed on the […]
Non Recourse in Arizona?
Where can I get a copy of this law?
My friend refied their home in 2006 and now can’t make payments. If the home goes into foreclosure, do they have any liability for any part of the costs?
(no money taker at time of refi)
Thanks,
Roger
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can disability checks be garnished in a home foreclosure.
I receive disability checks from both the carrier who handles my last company’s cases and 1/3 of my disability check I receive from SSI.
Can garnishment effect home foreclosure situations? I live in Florida. I was sold a predatory loan.
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clear deed in Texas
Through the tax records in Texas, we have contacted a property owner about purchasing a vacant lot in his name. when he called us back, he indicated he doesn’t have a clear deed to the property, however, he says he does have the paperwork that indicates his aunt left the property to him in […]
Forclosure of a Reverse Mortgage
My father took a reverse mortgage in 2004. He passed away in 2007. His house has been on the market for about 8 months. Yesterday I received a letter from the reverse mortgage company saying they are going to foreclose the loan. My real estate person seems to think that a reverse mortgage can’t be […]
condo assc. - Lovespark, IL
Im interested in buying a condo but the lending org. will not provide the loan because the condo assc. in in debt? Should I look for a different lender or pass on the property? Lovespark Il.
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abandonment/damage to matital abode
I have been divoced for over 15 years.
My children are recently emancipated and the home is to be sold according to our divorce agreement.
The deed to the property is recorded under both parties.
I was just informed that my ex-wife has moved from the premises to points unknown […]
Divorce
My wife and I are buying a home on contract from my wife’s parents. She has filed for divorce. We both have put money into the home for repairs and a down payment. Will the property be split 50/50 as in a typical mortgage or how can I get my share of equity, etc. […]
Changes in Earnings while in Bankruptcy
My ex-spouse filed chapter 13 bankruptcy, while owing a very large sum of money towards a lien (debt consolidation loan in his name only) against the marital house, which was awarded to me in the divorce. In order to qualify for bankruptcy, he quit his well-paying job and worked a minimum wage job for a […]
One bedroom Condo
We have a by-law in our builing that says only 2 people can live in a onebedroom Condo. We do own our condo.
I am pregnant and can not afford to buy a bigger condo. What can they do, or are we protected by human rights?
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Water Bill
In December we purchased our house. The previous owner failed to pay the water bill. In March my water was shut off due to this. I did not recieve a bill because the water had remained in that person’s name because of the past due bill- but the bill was forwarded to them. When it […]
screwy mortgage laws in texas
My girlfriend is being taken full advantage of by her co-signer that has never NEVER made a payment on the place. What are some things that she can do to force him to sign over the deed. He is being a greedy monster and keeps demanding more and more cash to sign. […]
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