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Damage to my car, California A large tree branch fell on top of my car and damaged the roof (bent roof). Police was present and there is a police report describing the incident and my car's damage was noted in the report; according...

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can I sue? credit line

Posted on : 13-08-2010 | By : Legal Information | In : Bankruptcy & Debt, Legal Questions, Mortgage, Real Estate

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About 4 years ago, I switched my home equity line of credit to a conventional mortgage, at which point my line of credit was supposed to be closed. It never was. I proceeded to use about 88,000 dollars of this line of credit for an investment which turned out to be a ponzi scheme. I was wondering if I could lay part of the blame for my stupidity on the big bank that left my line of credit open. If they had closed it I would not have been able to find the funds to participate in this ponzi scheme and therefore would not be in the mess I am in now. Does it make sense to sue?

Re-recording of mortgage

Posted on : 13-08-2010 | By : Legal Information | In : Legal Questions, Mortgage, Real Estate

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A mortgage has been discharged of record in error and has been sent in to the County Clerk to be re-recorded. Is this acceptable?

Statute of Limitations for failure to disclose

Posted on : 02-08-2010 | By : Legal Information | In : Home Buying and Selling, Legal Questions, Real Estate, Small Claims Court, Statute of Limitations

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We bought our condo in 2002. Within 3 months we got a surprise notice of a special assessment.

Owner had not said anything about it. Our agent contacted seller’s agent who said she informed him of town hall meeting….he never told us.

Amount was for $6,000. Can we take our agent to Small Claims at this point? Was recently told Statute of Limitations was 8 years.

thanks

I need to remove somone from the title of my home

Posted on : 19-07-2010 | By : Legal Information | In : Home Buying and Selling, Legal Questions, Real Estate, Real Estate Law

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I purchased a home that I fully paid for in cash and have all paper work confirming that. I put my son’s mother on the title (which she did not sign) and she promised to pay rent. she never did and I am not married to her is there a way I can get her off the title? Thank you

Reaffirmation, Chapter 7

Posted on : 22-05-2010 | By : Legal Information | In : Bankruptcy & Debt, Chapter 7, Legal Questions, Mortgage, Real Estate

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Will my credit show foreclosure on it if i walk away from my home ? I was discharged a year ago from Chapter 7 and i did not reaffirm the mortgage.

fha loan question

Posted on : 10-05-2010 | By : Legal Information | In : Bankruptcy & Debt, Legal Questions, Mortgage, Real Estate

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can a seller give the buyer the closing cost money and require them to pay them back with a second unrecorded mortgage without the lenders knowledge. and can they sue the buyer in court. this is in Florida.

Property/land

Posted on : 28-03-2010 | By : Legal Information | In : Legal Questions, Real Estate

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My deceased mother didn’t have a will. She owns property,she was married until her death. Her husband has remarried, she left behind four adult children including myself. I want to know who owns the land and what do I need to do. I have been paying the taxes on land since my mother’s death. Thank You

Having to get rid of car

Posted on : 28-03-2010 | By : Legal Information | In : Homeowners Association, Legal Questions, Real Estate, Real Estate Law

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Is it legal for a HOA to ask us to remove are car from the drive way because it is inoperable?

TRO, Can the Trustee sell your home if the attorney filed a TRO?

Posted on : 15-03-2010 | By : Legal Information | In : Bankruptcy & Debt, Legal Questions, Mortgage, Real Estate

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Can the Trustee sell your home if the attorney filed a TRO??
I am behind on MTG payments and due to the TRO the bank can not give me any information (to reinstate)
What could the damages be for a bank that posts the social security numbers on your rental property door? (notice of default)

PROPERTY OWNERS ASSOCIATION FEES PRIOR TO PURCHASE ILLEGAL?

Posted on : 01-03-2010 | By : Legal Information | In : Home Buying and Selling, Homeowners Association, Legal Questions, Real Estate, Real Estate Law

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MY WIFE & I BOUGHT 2 PROPERTIES AT A COUNTY TAX SALE THAT ARE LOCATED IN A PROPERTY OWNERS ASSOCIATION. THE P.O.A.’S TREASURER IS SENDING US ASSESSMENT FEE BILLS DATING BACK TO 1989, WHEN WE ONLY PURCHASED THE PROPERTIES IN THE FALL OF 2007. WE’VE PAID OUR ASSESSMENT FEES SINCE THE PURCHASE DATE, BUT HE REFUSES TO CLEAR OUT THE REMAINING DEBT AFTER E-MAILS & 2 CERTIFIED/SIGNATURE VERIFICATION LETTERS, POINTING OUT TO HIM THAT THE P.O.A.’S OWN BYLAWS PREVENT HIM FROM CHARGING BEFORE OUR PURCHASE, NOT TO MENTION THAT THE COUNTY TAX SALE SHOULD EXTINGUISH INFERIOR LIENS ON THE PROPERTIES. WE REQUESTED A HEARING BEFORE THE BOARD LAST YEAR IF HE WOULDN’T SHOW OUR DEBT AS “CLEARED,” BUT HE NEVER RESPONDED, AND WHEN I E-MAILED HIM TO SEND OUR BILL FOR 2010, WHICH HE HADN’T MAILED YET THIS YEAR, IT STILL SHOWS ALL THE OLD BACK ASSESSMENTS TO 1989. MY QUESTION IS, WHAT IS MY RECOURSE? CAN YOU PLEASE GIVE ME SOME MORE CONCRETE TX LAWS THAT PROTECT ME IN THIS INSTANCE? THANK YOU IN ADVANCE FOR ANY HELP YOU CAN PROVIDE.

SINCERELY,

JOSHUA CAMPBELL