i co signed for a former friend so she could get a best buy credit card she no longer wants to make payments can i take her to small claims court

why is it that cosigners don’t have the right to have their name legally removed when the primary person is not living up to their responsibility on making the payments on time or at all!

we as cosigners only signed our names to help that person get the vehicle, not to be responsible for making the payments or owning the car.

why can’t something so simple as removing our name and refinancing the car to the primary person be done?

this is the only negative thing on my credit report, I lost my job in 2008 and I can’t make the payments, I can’t get a job or credit cards because of the of this. There needs to be a law to make the primary person responsible and not the cosigner!

I just got notice of default judgement due to a delinquent credit union credit card… 1) When ,how and what bank accounts will have funds seized? 2) Are all types of accounts equally vunerable and accessable? 3) Who finds the accounts and seizes the money? 4) What about outstanding checks?

I had a credit report done 4 day ago, Trans 575, Exp 609, Equ 667. I had a duplicate taken off by Exp, which had mis represented my debt to income severely for my mid score.Once the duplicate was deleted, we ran it 3 days later. The Exp, my mid score, went up to 636 which should have ment that my mid score went up over the threshold for lendors (620).
The other two went to 603, identical and nothing changed for those agencies. I meen nothing. There is no way that I or any other agent or lendor can understand how two todaly exstream numbers can now be indentical with totally diferent information representing these scores. Not to mention that now I am still under the lendors threshold for my loan.I am systematicly being put in subprime. This is the scam that we were told were the mortgage companies when this is aparent it is the credit reporting agencies working with the banks. Who do I report this to?

I have a Credit Card Thru Capital One. Capital One has filed a lawsuit in District Court to claim the balance I owe them. My ending balance before I got into trouble was $350.00 dollars, they now have me owing over 1200.00 Is this legal? Aren’t credit cards unsecured? Can they garnish my bank account? How should I procede?

I have massive debt that I am currently paying off on my own. If I state on the pre-nup that all my debts incurred before the marriage remains my responsibility, will the creditors be able to go after my fiance/husband?? I don’t want him to have to pay for my debts especially if I am currently paying it off.

I have almost all my debt in collections. I am 23 years old and work in a professional field of work. I work here for about 3 years now. I am looking into working with a debt settlement place to pay a monthly payment on the debt I owe because I want to avoid bankruptcy if I can. I want to know if ny current employer does a credit check can I be fired for have account in collections? Or am I safe from being fired? Also is a debt settlement place a good way to show my employer if ask that am working on my debt? Also I heard if u file bankrupty you can’t be fired from your current job is this correct also? Please respond am I kinda worried about this.

Thanks

I reside in Collin County, Texas. I have one credit card with a balance of over $10,000.00. I have not made a payment since December, 2008 or January, 2009. I have a few other cards with a lower balance that I’m not paying on either; however, I am paying on 2 others, and those 2 are being paid on time.

Work schedule was reduced at work, and credit card companies would not work with me, so I stopped paying on a few, but I’m really concerned about the one that’s over $10,000.00.

Can I be sued for this? Do I get served with some sort of papers, and if so, what would they be and how do I proceed? Can they levy my paycheck?

Thanks for your time and for the help!

I’m in a debt settlement program and one of the creditors has threatened to sue The debt settlement co says they can if they do what will happen????

I previously worked for an employer who handled all of the payroll via direct deposit. The pay stubs were able to be viewed online, however, upon ending my employment there, I was no longer granted access to the server.

I am currently and I need my final pay stub from this company, however, they are unwilling to grant me access to the server, nor will they send me the pay stubs.

Is the company allowed to withhold information in such a manner?