i co signed for a former friend so she could get a best buy credit card she no longer wants to make payments can i take her to small claims court

My husband, from whom I’m separated, opened my mail and stole convienence checks from a credit card that is in my name only. He is not a joint applicant on the card and he is not an authorized user. He forged my signature on 4 checks totaling over $6,500. I had no knowledge that he did this until I received my credit card statement. Capital One says I have to pay the debt because he is my husband. We do not live together and I had alreday filed for divorce. Am I responsible for this debt?

I am wondering what rights employees have when a business closes. If they have company cards that have balances on them and the company won’t pay for them and if the credit card company is telling us that if the company and officers do not pay for them the employee with be liable are we able to force the company into bankrupcy to get these bills paid?

I recently discovered a charge for $944.65 to my Visa which I did not authorize. I called the bank’s customer service and was told to explain the situation in writing. In November when I was at the showroom, I used my credit card to pay a deposit of $944.00 on custom window treatments. I was not told by the salesperson that my credit account information would be put on file and the dealer would use it again nor did I authorize usage of the card for anything but the $944 deposit. I was given no agreement nor did I sign any document giving the dealer permission to make future charges on my credit card. In December, the installer showed up to our home with part of the order incorrect. Both my husband and I have called and e-mailed the sales rep several times but she has not gotten back to us. Meanwhile, my Visa was charged for the balance of $944.65 without my permission. The bank claims it’s a “quality of service” issue and will not investigate whether I did indeed authorize the charge. Was it legal for this merchant to charge my credit card a second time without my knowledge? Do I have any recourse?

I just got notice of default judgement due to a delinquent credit union credit card… 1) When ,how and what bank accounts will have funds seized? 2) Are all types of accounts equally vunerable and accessable? 3) Who finds the accounts and seizes the money? 4) What about outstanding checks?

I have a Credit Card Thru Capital One. Capital One has filed a lawsuit in District Court to claim the balance I owe them. My ending balance before I got into trouble was $350.00 dollars, they now have me owing over 1200.00 Is this legal? Aren’t credit cards unsecured? Can they garnish my bank account? How should I procede?

I live in Ohio and have recently had a judgement against me for a credit card debt. I’m currently getting the finances to file a bankruptcy but may not make it before the garnishment starts. I am self employeed and have been informed by a legal counsel that the court will order garnishment of my checking acct.. How much by law can they take. I was told as much as they want. That they could literally take everything I have in my account. Is this correct? I need to prepare some how if it is.

I have massive debt that I am currently paying off on my own. If I state on the pre-nup that all my debts incurred before the marriage remains my responsibility, will the creditors be able to go after my fiance/husband?? I don’t want him to have to pay for my debts especially if I am currently paying it off.

A long story short: I enrolled in a program to guarantee to lower my debt and be able to pay off bills in half the time, I paid 2,000 and to date they have done NOTHING!! and now I can’t reach them to argue my position, it says the numbers are out of service, one of the numbers they gave me was a dating chat line!!!!! My credit card took the charge off temporarily but then put it back on, plus interest. I am now ten times worse off than when I started, I was wondering, praying, that I had some recourse/ to get action on this so I can atleast get back some of my money. I am so very upset. Thinking of bringing this to the news. Any help in this matter would be of great appreciation. Thank you Maria

My friend has the following issues. What steps should he take and in what order?My friend needs some legal guidance. Here are the facts. He has been married for about 25 years to an excessive spender who is probably bipolar and/or has borderline personality disorder. She is mentally ill and has refused to seek treatment. She has run up $100s of thousands of dollars of debt by getting credit cards in her name and by committing fraud by taking out cards in both of her daughters’ names (both are over 18) and in my friend’s name. He was unaware of this behavior for years because the bills, which went unpaid, were sent to the wife’s business. She has declared bankruptcy twice, once in 2000 and again in 2009. This wipes debt in her name clean but doesn’t remove the debt in her daughters’ or my friend’s name. He is carrying a $400K mortgage on the house that was taken out to cover the debt (the house was paid for) and the wife’s car payment because she can’t get any credit. He is driving a car with almost 200K miles on it that is on its last legs and he can’t get a loan to buy another one and certainly doesn’t have enough cash to buy one outright. He lost his security clearance at work in August because of the debt that his wife has run up. His job is in jeopardy at this point because most jobs at Northrop Grumman require at least a secret clearance. If he loses his job he will lose the house because the wife’s salary won’t cover the loans. He has wanted to divorce her for years and has to divorce her to get away from the debt and get his clearance back. He has evidence of her identity theft/fraud that is copies of checks she forged on his grandmother’s bank account. He can also prove which cards he did not take out and his daughters did not take out. He hasn’t prosecuted her for that and the multiple credit cards she took out in his and the daughters’ names because he figures she will lose her job and he will lose the house because he needs both incomes to pay the loans. He needs to prosecute to get her debt cleared from his name and to get his clearance back. Questions are: 1) How does he protect himself from further identify theft (stop her from continuing to take cards out in his name)? 2) What are the steps he needs to take to prosecute her? 3) What kind of protection/grace can he get from the bank regarding inability to make full payment on the mortgage if/when she loses her job because of the prosecution? If he can’t make the payment on her car the bank will repossess the car but that will be her problem, not his. He has to remove his debt obligation that she created before he can divorce her because he can’t cover the loan on just his salary. He has to get divorced in order to keep his job. This has reached a critical point.