I was involved in a car accident in Wilmington, Delaware about 2 weeks ago. Can someone please let me know what steps I need to take to get money from the person that rear-ended me. I was contacted by the other persons insurance company and I have yet to call them back.
Any information and steps / procedures would be greatly appreciated.
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You have two different options. You can handle the case yourself by dealing directly with the insurance company or you can hire a car accident lawyer. My suggestion is that if you hire a car accident attorney you hire one that represents cases in Delaware and more specifically Wilmington, DE.
Do understand that typically insurance companies will do an assessment of the damages and injuries that may have occurred and try to settle the claim out of court. Their main goal is for you not to take legal action against them. If you decide to go down this path be wise to what you say to them. Oftentimes people say things they shouldn’t say to these companies and their compensation spirals downward.
If you decide to hire an attorney do understand they will take a percentage of your compensation for representing you. This sometimes can be the best decision in the event the insurance company doesn’t do a fair assessment.
If you were injured I would hire a personal injury attorney / car accident attorney because ongoing medical expenses are oftentimes left out when the insurance company makes their offer.